102 Church Street, Bonfield, ON

$598,800
MLS#:X13542946
3 beds
1 baths
700-1100 sqft
8.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungaloft detached located in the coveted neighborhood of Bonfield. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $598,800 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 166 x 444 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: On Demand Water Heater, Primary Bedroom - Main Floor, Propane Tank
  • equipped with other central cooling and highly efficient heat pump heating via other

Description

Affordable four-season waterfront living is within reach on beautiful Lake Nosbonsing! This thoughtfully updated 2+1 bedroom home also features a versatile upper loft that works perfectly as an additional bedroom, family room, or cozy retreat. Take in the beautiful lake views from the spacious waterside deck, complete with a hot tub-the perfect place to relax after a day on the water or gather with family and friends.Inside, you'll find a stylish updated kitchen with granite countertops, newer flooring, windows, doors, and a durable metal roof (2025), giving you peace of mind for years to come.The property is equally impressive outside, offering a massive 30' x 60' Quonset shop plus an additional 14' x 24' Quonset garage, providing outstanding space for vehicles, boats, recreational toys, hobbies, or a home-based business.Also included is a 2021, 38-foot trailer, currently used as a year-round residence by the owner, presenting exciting possibilities for future use and added flexibility for entrepreneurs or extended family.A generous private dock offers plenty of room for a pontoon boat while making it easy to enjoy swimming, fishing, and everything lake life has to offer. Combining an affordable price point, year-round waterfront living, extensive updates, and exceptional outbuildings, this is a rare opportunity to enjoy the lifestyle you've been looking for.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/9/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungaloft
ConstructionVinyl Siding
BasementCrawl Space
Lot Size166 × 444 Feet
CountyNipissing
Annual Tax$3,127
Legal DescriptionPCL 27977 SEC NIP; PT LT 9 CON 7 BONFIELD; PT LT 10 CON 7 BONFILED BEING PT 1, 36R9213; T/W PT 3 & 4, 36R9213 AS IN LT 324597, BONFIELD; DIST OF NIPISSING

Parking & Garage

Parking Spaces8.0
Garage Spaces6
Garage TypeDetached

Heating & Cooling

Heat SourceOther
Heat TypeHeat Pump
CoolingOther

Features

Property Features

Clear View, Greenbelt/Conservation, Lake Access, School, Waterfront, Wooded/Treed

Interior Features

On Demand Water Heater, Primary Bedroom - Main Floor, Propane Tank, Water Heater, Water Purifier

Security Features

Smoke Detector

Community Features

Location

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102 Church Street, Bonfield, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 102 Church Street, Bonfield, ON P0H 1E0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Bonfield.

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Interest Rate5.25%
Down Payment$34,880 (5.8%)
* Minimum Canadian down payment required for this price is $34,880.
Amortization Period25 Years
Estimated Monthly Payment$3,361Based on a loan of $563,920 over 25 years.
Purchase Price$598,800
Loan Amount$563,920
Provincial Land Transfer Tax:$8,451
Total Estimated Closing Taxes:$8,451

About Purchasing a Home in Bonfield, ON

For a property listed at $598,800 in Bonfield, the legal minimum down payment is $34,880 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,451 for this transaction. As this listing is in Bonfield (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,451.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Bonfield, Bonfield.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$555,226

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.