107 Concession Street, Unit 21, Cambridge, ON

$829,000
MLS#:X13176496
3 beds
3 baths
1800-1999 sqft
2.0 parking
Residential Condo & Other
107 Concession Street 21, Cambridge, ON N1R 2H2

Property Highlights

Welcome to this remarkable 2-Storey semi-detached condo located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium brick and wood construction, this residence presents an exceptional opportunity offered at $829,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1800-1999 sqft
  • Features a full, partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Air Exchanger, Auto Garage Door Remote, Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Discover refined living in Black Walnut Private Residences-an enclave of contemporary homes within walking distance of historic Old West Galt. This sun-filled corner semi showcases striking modern architecture and over 1,800 sq. ft. of thoughtfully designed living space. Inside, you'll find9ft. ceilings, hardwood floors, stone countertops, stainless steel appliances, and an oak staircase that adds timeless sophistication. Recent upgrades include designer light fixtures, an updated powder room, and freshly completed exterior landscaping that enhances curb appeal and outdoor enjoyment. The open-concept layout is ideal for entertaining, complemented by 3 spacious bedrooms, 3 bathrooms, and a primary suite with a glass shower and elegant finishes. Complete with privacy fencing, an attached garage, and low condo fees, this home blends modern comfort and effortless living. Steps to the Grand River's scenic trails, local cafés, and the buzzing Gaslight District, this location captures the perfect balance of modern living and heritage charm.

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Property Summary

This detached home located at 107 Concession Street, Cambridge is currently for sale and has been available on SousaSells for 72 days. This property is listed at $829,000 with an estimated mortgage of $2,759* per month. It has 3 beds, 3 bathrooms, and is 1800-1999 square feet. 107 Concession Street, Cambridge

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Cambridge.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 1800-1999 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Cambridge.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1800-1999 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Listed Date5/26/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached Condo
Architectural Style2-Storey
ConstructionBrick, Wood
BasementFull, Partial Basement
CountyWaterloo
Annual Tax$5,958.4

Parking & Garage

Parking Total2.0
Parking Space1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Golf
  • Hospital
  • Library
  • Park
  • Place Of Worship

Interior Features

  • Air Exchanger
  • Auto Garage Door Remote
  • Carpet Free
  • Sump Pump
  • Water Heater
  • Water Softener

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 107 Concession Street, Unit 21, Cambridge, ON

Q.What is the asking price for 107 Concession Street, Unit 21, Cambridge, ON ?

The current listing price for 107 Concession Street, Unit 21, Cambridge, ON in Cambridge is $829,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 1800-1999 sqft.

Q.What property type and architectural style is 107 Concession Street, Unit 21, Cambridge, ON ?

107 Concession Street, Unit 21, Cambridge, ON is a Semi-Detached Condo (2-Storey) featuring a Full, Partial Basement basement.

Q.What key property features does 107 Concession Street, Unit 21, Cambridge, ON offer?

Key property features include: Fenced Yard, Golf, Hospital, Library, Park, Place Of Worship.

Q.What interior features are included in this home?

Interior highlights include: Air Exchanger, Auto Garage Door Remote, Carpet Free, Sump Pump, Water Heater, Water Softener.

Q.What security features are installed at 107 Concession Street, Unit 21, Cambridge, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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107 Concession Street, Unit 21, Cambridge, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 107 Concession Street 21, Cambridge, ON N1R 2H2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cambridge.

Configure Loan Settings

Interest Rate4.00%
Down Payment$248,700 (30.0%)
* Minimum Canadian down payment required for this price is $57,900.
Amortization Period30 Years
Estimated Monthly Payment$2,759Based on a loan of $580,300 over 30 years.
Purchase Price$829,000
Loan Amount$580,300
Provincial Land Transfer Tax:$13,055
Total Estimated Closing Taxes:$13,055

About Purchasing a Home in Cambridge, ON

For a property listed at $829,000 in Cambridge, the legal minimum down payment is $57,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,055 for this transaction. As this listing is in Cambridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,055.

Cambridge Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$892,376

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Best Schools in Cambridge

Elementary Schools

Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
Blair Road
Public85 Sunset Boulevard, Galt, Cambridge, Ontario, N1S 1A9
5.6

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Cambridge Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.