127 Henderson Street, Cambridge, ON

$465,000
MLS#:X13588216
1 beds
2 baths
700-1100 sqft
3.0 parking
Residential Freehold
127 Henderson Street, Cambridge, ON N3C 2G3

Property Highlights

Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $465,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 1 Bedroom and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 20.28 x 117.68 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Located in the desirable and quaint Village of Hespeler, this semi-detached home at 127 Henderson St, with a full in-law set up, combines both affordability and location. Minutes from the 401, with a fully self-contained basement studio apartment, this is a genuine mortgage helper in a location that keeps getting more desirable. The main floor is bright and functional with laminate flooring, an updated kitchen (2021) with vaulted ceiling, stainless steel appliances and an eat-in area, plus the convenience of main floor laundry. Off the kitchen, an upper deck (2021) gives you a dedicated spot to BBQ and entertain through the warmer months. While a spacious covered front porch welcomes you home. Upstairs is a large primary bedroom and a clean 3-piece bath, a straightforward, comfortable layout for a single professional, couple, or downsizer. The basement apartment is fully self-contained with its own entrance, appliances, in-suite laundry, and an updated 4-piece bath. Rent it out immediately or convert it back to a rec room, the flexibility is built in. 3 car parking accessed via the laneway off Bella Street, plus a new storage shed (2021). An excellent opportunity for a first-time buyer looking to get into the market, an investor, or a downsizer ready to simplify without sacrificing location.

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Sunday, August 9, 20262:00 PM - 4:00 PMPublic
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Property Summary

This detached home located at 127 Henderson Street, Cambridge is currently for sale and has been available on SousaSells for 17 days. This property is listed at $465,000 with an estimated mortgage of $1,548* per month. It has 1 bed, 2 bathrooms, and is 700-1100 square feet. 127 Henderson Street, Cambridge

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Cambridge.

Great for Small Household / Couples
What We Love About This Home
  • 1 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
1
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date7/20/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementFinished
Lot Size20.28 × 117.68 Feet
CountyWaterloo
Annual Tax$3,069
Legal DescriptionPT LT 24 PL 2 CAMBRIDGE AS IN WS702467; T/W 1395840; CAMBRIDGE

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Other

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 127 Henderson Street, Cambridge, ON

Q.What is the asking price for 127 Henderson Street, Cambridge, ON ?

The current listing price for 127 Henderson Street, Cambridge, ON in Cambridge is $465,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 1 bedroom and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 127 Henderson Street, Cambridge, ON ?

127 Henderson Street, Cambridge, ON is a Semi-Detached (2-Storey) featuring a Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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127 Henderson Street, Cambridge, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 127 Henderson Street, Cambridge, ON N3C 2G3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cambridge.

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Interest Rate4.00%
Down Payment$139,500 (30.0%)
* Minimum Canadian down payment required for this price is $23,250.
Amortization Period30 Years
Estimated Monthly Payment$1,548Based on a loan of $325,500 over 30 years.
Purchase Price$465,000
Loan Amount$325,500
Provincial Land Transfer Tax:$5,775
Total Estimated Closing Taxes:$5,775

About Purchasing a Home in Cambridge, ON

For a property listed at $465,000 in Cambridge, the legal minimum down payment is $23,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,775 for this transaction. As this listing is in Cambridge (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,775.

Cambridge Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$892,376

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Best Schools in Cambridge

Elementary Schools

Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
Blair Road
Public85 Sunset Boulevard, Galt, Cambridge, Ontario, N1S 1A9
5.6

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Cambridge Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.