18 Kay Street, Cambridge, ON

$720,000
MLS#:X12954924
5 beds
2 baths
2000-2500 sqft
8.0 parking
Residential Freehold
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Description

Property Highlights

Welcome to this remarkable ["2-Storey"] detached located in the coveted neighborhood of Cambridge. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $720,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 72.64 x 121.87 ft lot
  • Features a ["full", "partial basement"] basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Accessory Apartment, Auto Garage Door Remote, Carpet Free
  • equipped with ["central air"] central cooling and highly efficient forced air heating via gas

This classic expansive Victorian home has been modernized with quality upgrades, and has 5 large bedrooms & 2 Full baths in this thriving community. The 18ft pool was newly installed including the pump, liner, etc. The large detached garage can fit 2 vehicles (with storage above), or use as a workshop. This cozy carpet free home is meticulously upgraded for modern living with traditional style featuring new flooring on the main level. Unique to this home is its' previous duplex designation with separate entrance that can be reasonably converted. Upgrades include NEW upper level laundry(2022), high efficiency furnace(2023), fresh paint(2025), gas fireplace(2025), OWNED water heater(2024), owned water softener, and NEW WATER LINE from the city to the house. Close to top-rated schools, great parks, trails, and steps to all kinds of restaurants and shopping. Additional upgrades include, concrete walkway, Fridge with waterline(2022), stove(2022), microwave(2021), and upgraded insulation in the attic. The home is filled with natural light where all the windows in the home have been replaced to newer vinyl large windows except the side sunroom. Tall ceilings along with the Victorian charm creates a true feeling of character and quality. The functional layout on the main floor includes a cozy living room, 2 bedrooms/offices/dining room and still has space for a full bathroom and large kitchen with dining area. The upper level has 3-4 bedrooms, laundry, full bathroom with shower and tub, as well as a separate entrance. The large primary bedroom has a MASSIVE walk-in closet with large window. Upgraded electrical and plumbing through out the home. The lower level is DRY for ample storage. This home is perfect for first-time buyers, growing families, investors looking for a large duplex conversion on a massive lot, or anyone looking for a move-in ready home close to everything. Enjoy as-is, or the potential is endless for the handy person with a vision. This is a must see home!

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Key Features

Bedrooms
5
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSuspended
Listed Date4/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFull, Partial Basement
Lot Size72.64 × 121.87 Feet
CountyWaterloo
Annual Tax$4,804.69
Legal DescriptionLT 4 W/S KAY ST PL 451 CAMBRIDGE; PT LT 3 W/S KAY ST PL 451 CAMBRIDGE AS IN WS688953; S/T SPOUSAL INTEREST IN WS637282; CAMBRIDGE

Parking & Garage

Parking Spaces8.0
Garage Spaces6
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Arts Centre, Library, Park, Place Of Worship, River/Stream, School

Interior Features

Accessory Apartment, Auto Garage Door Remote, Carpet Free, In-Law Capability, Storage, Upgraded Insulation, Water Heater Owned, Water Softener

Security Features

Smoke Detector, Carbon Monoxide Detectors

Community Features

Location

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18 Kay Street, Cambridge, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 18 Kay Street, Cambridge, ON N1S 2T6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$576,000
Monthly Mortgage$3,347
Property Tax (Est.)$400
Utilities & Maint.$350
Total Monthly Cost$4,097

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Cambridge.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cambridge.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$802,699

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Elgin Street
Public685 Elgin Street North, Cambridge, Ontario, N1R 7W6
6.2
Avenue Road
Public40 Gail Street, Cambridge, Ontario, N1R 4M2
3.3
Christ The King
Public70 Acorn Way, Cambridge, Ontario, N1R 8M5
3.1
St Peter
Public92 Avenue Road, Cambridge, Ontario, N1R 1C1
5.6
Manchester
Public455 Dundas Street North, Galt, Cambridge, Ontario, N1R 5R5
4.7

Secondary Schools

Galt
Public200 Water Street North, Galt, Cambridge, Ontario, N1R 6V2
5.9
St. Benedict
Catholic50 Saginaw Parkway, Cambridge, Ontario, N1R 5W1
6.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.