730 Fire Route 970 N/A, Cavan Monaghan, ON

$350,000
MLS#:X13591064
3 beds
2 baths
< 700 sqft
4.0 parking
Residential Freehold
730 Fire Route 970, Cavan Monaghan, ON K9J 6Z9

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cavan-Monaghan. Expertly crafted featuring premium aluminum siding and vinyl siding construction, this residence presents an exceptional opportunity offered at $350,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning < 700 sqft on a premium 129.3 x 95.69 ft lot
  • 4.0 total parking spaces available
  • Notable attributes: Carpet Free, On Demand Water Heater, Propane Tank
  • Efficient other heating via other

Description

Welcome to your own private waterfront retreat on the beautiful Otonabee River. This charming off-grid 3 season property offers the perfect balance with peaceful cottage living, just 5 minutes from Peterborough. The main cottage features 2 bedrooms and a 3-piece bathroom with a composting toilet, making it ideal for weekend getaways or extended stays. A separate bunkie provides an additional bedroom, perfect for guests or family, along with a nearby 2-piece washroom in the outbuilding featuring running water and a flushable toilet. The property is equipped with a high-performance solar system featuring brand new 10,000 kW batteries installed in 2026, propane runs the fridge, stove, and an on-demand hot water system. Set on an 129 feet of clean, swimmable shoreline, you'll love spending your days on the water or sitting by a campfire. The private dock offers over 10 feet of water depth at the end, making it ideal for swimming, boating, and fishing. From your dock, enjoy a scenic 15-minute boat ride to Lock 19 and Little Lake, the other direction winds its self to Rice Lake, opening the door to endless days of exploring the Trent-Severn Waterway. Surrounded by mature trees, the property offers exceptional privacy and a tranquil setting. A spacious deck off the living room provides the perfect place to relax with your morning coffee or entertain family and friends while overlooking the river and watching boats as they pass by. A storage shed/workshop with plenty of room for tools, water toys, and outdoor equipment. Whether you're looking for a seasonal escape or a unique waterfront lifestyle, this exceptional Otonabee River property offers privacy, recreation, and convenience in one remarkable package.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 730 Fire Route 970 N/A, Cavan Monaghan is currently for sale and has been available on SousaSells for 16 days. This property is listed at $350,000 with an estimated mortgage of $1,165* per month. It has 3 beds, 2 bathrooms, and is < 700 square feet. 730 Fire Route 970 N/A, Cavan Monaghan is in the Cavan-Monaghan neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cavan-Monaghan, Cavan Monaghan.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • < 700 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Cavan Monaghan.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/21/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding, Vinyl Siding
BasementNone
Lot Size129.3 × 95.69 Feet
CountyPeterborough
Annual Tax$2,417
Legal DescriptionLT 16-18 PL 46Q N MONAGHAN; CVN-MIL-NMO

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceOther
Heat TypeOther
CoolingNone

Features

Property Features

  • Cul de Sac/Dead End
  • Hospital
  • River/Stream
  • Waterfront

Interior Features

  • Carpet Free
  • On Demand Water Heater
  • Propane Tank
  • Solar Owned
  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 730 Fire Route 970 N/A, Cavan Monaghan, ON

Q.What is the asking price for 730 Fire Route 970 N/A, Cavan Monaghan, ON ?

The current listing price for 730 Fire Route 970 N/A, Cavan Monaghan, ON in Cavan-Monaghan, Cavan Monaghan is $350,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately < 700 sqft.

Q.What property type and architectural style is 730 Fire Route 970 N/A, Cavan Monaghan, ON ?

730 Fire Route 970 N/A, Cavan Monaghan, ON is a Detached (Bungalow) featuring a None basement.

Q.What key property features does 730 Fire Route 970 N/A, Cavan Monaghan, ON offer?

Key property features include: Cul de Sac/Dead End, Hospital, River/Stream, Waterfront.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, On Demand Water Heater, Propane Tank, Solar Owned, Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Other and cooling via None.

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730 Fire Route 970 N/A, Cavan Monaghan, ON

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Property History

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This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 730 Fire Route 970, Cavan Monaghan, ON K9J 6Z9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cavan Monaghan.

Configure Loan Settings

Interest Rate4.00%
Down Payment$105,000 (30.0%)
* Minimum Canadian down payment required for this price is $17,500.
Amortization Period30 Years
Estimated Monthly Payment$1,165Based on a loan of $245,000 over 30 years.
Purchase Price$350,000
Loan Amount$245,000
Provincial Land Transfer Tax:$3,725
Total Estimated Closing Taxes:$3,725

About Purchasing a Home in Cavan Monaghan, ON

For a property listed at $350,000 in Cavan Monaghan, the legal minimum down payment is $17,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,725 for this transaction. As this listing is in Cavan Monaghan (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,725.

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Cavan-Monaghan, Cavan Monaghan Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cavan-Monaghan, Cavan Monaghan.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$2,066,989

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cavan-Monaghan, Cavan Monaghan

Elementary Schools

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Secondary Schools

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Cavan-Monaghan, Cavan Monaghan Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.