Welcome to this remarkable Sidesplit detached located in the coveted neighborhood of Rural Central Elgin. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $797,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
One acre of land at the doorstep of St. Thomas is rare. Finding this scale of property paired with a thoughtfully expanded and renovated home is even rarer. This 4-bedroom, 1.5-bathroom home has an exceptional balance of space, privacy, and flexibility on multiple levels. The custom addition creates a private main-floor primary retreat complete with a dedicated soaker tub room and separate access to the rear garden. It's an ideal setup for extended family, aging parents, guests, or families looking for room to grow. At the heart of the home is a stunning custom kitchen featuring premium cabinetry, pull-out organizers, lift-up cabinet doors, and exceptional storage designed for both everyday living and effortless entertaining. Unique to this home is the flexibility created by multiple living areas. The addition created two separate basements, two completely independent HVAC systems to service the home and separate entries to each area. There are endless possibilities for remote workers seeking dedicated office space, growing families needing room to spread out, hobbyists and creatives, home-based businesses, or even daycare potential. Outside, the one-acre, fully fenced property delivers a lifestyle that's almost impossible to replicate. Whether you're dreaming of gardens, workshops, outdoor entertaining, space for children to play, room for pets to roam, or simply enjoying the privacy of your own backyard retreat, this property offers the feel of country living with the convenience of nearby schools, shopping, parks, and amenities.17 Karen Street offers a combination of land, versatility, and location that seldom becomes available. Book your private showing today and discover the possibilities for yourself.
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Level
Sump Pump, Separate Heating Controls, Primary Bedroom - Main Floor, Water Treatment, Water Heater
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 17 Karen Street, Central Elgin, ON N5R 1A5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Central Elgin.
About Purchasing a Home in Central Elgin, ON
For a property listed at $797,000 in Central Elgin, the legal minimum down payment is $54,700 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,415 for this transaction. As this listing is in Central Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,415.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.