244 West Street, Central Elgin, ON

$499,900
MLS#:X13641044
2 beds
1 baths
700-1100 sqft
4.0 parking
Residential Freehold
244 West Street, Central Elgin, ON N0L 1B0

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Belmont. Expertly crafted featuring premium stone construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 66 x 165 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Floor Drain, Primary Bedroom - Main Floor, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via other

Description

Welcome home to this charming, move-in ready bungalow in the heart of the growing community of Belmont! Perfect for first-time buyers, downsizers, or anyone looking for a beautifully updated home, this 2-bedroom, 1-bath gem is packed with value and peace of mind.Enjoy numerous major upgrades, including new windows (2016), an updated bathroom (2018), a durable steel roof (2020), furnace and central air (2020), and an owned hot water tank-making this home as practical as it is inviting.Step outside to a spacious lot with plenty of room to garden, entertain, or simply relax. The property also features a single detached garage plus an additional storage shed for all your tools and outdoor equipment.The home comes complete with all major appliances, including the fridge, stove, dishwasher, washer, and dryer, making your move even easier.Location is everything! You'll love being within walking distance of the new school, grocery store, parks, and everyday amenities, while enjoying the welcoming small-town atmosphere Belmont is known for. Minutes to Highway 401, London, and St. Thomas, this home offers the perfect blend of small-town charm and commuter convenience. With its ideal combination of updates, location, and value, this is an opportunity you won't want to miss!

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 244 West Street, Central Elgin is currently for sale and has been available on SousaSells for 0 days. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 244 West Street, Central Elgin is in the Belmont neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Belmont, Central Elgin.

Great for Small Household / Couples
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/5/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionStone
BasementUnfinished
Lot Size66 × 165 Feet
CountyElgin
Annual Tax$3,283
Legal DescriptionPART LOTS 10 & 11 WEST OF WEST STREET PLAN 292, AS IN 823076 BELMONT

Parking & Garage

Parking Total4.0
Parking Space3
Garage TypeDetached

Heating & Cooling

Heat SourceOther
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Golf
  • Library
  • Park
  • Place Of Worship
  • Rec./Commun.Centre
  • School

Interior Features

  • Floor Drain
  • Primary Bedroom - Main Floor
  • Water Heater Owned

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 244 West Street, Central Elgin, ON

Q.What is the asking price for 244 West Street, Central Elgin, ON ?

The current listing price for 244 West Street, Central Elgin, ON in Belmont, Central Elgin is $499,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 244 West Street, Central Elgin, ON ?

244 West Street, Central Elgin, ON is a Detached (Bungalow) featuring a Unfinished basement.

Q.What key property features does 244 West Street, Central Elgin, ON offer?

Key property features include: Golf, Library, Park, Place Of Worship, Rec./Commun.Centre, School.

Q.What interior features are included in this home?

Interior highlights include: Floor Drain, Primary Bedroom - Main Floor, Water Heater Owned.

Q.What security features are installed at 244 West Street, Central Elgin, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Other and cooling via Central Air.

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Location

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244 West Street, Central Elgin, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 244 West Street, Central Elgin, ON N0L 1B0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Central Elgin.

Configure Loan Settings

Interest Rate4.00%
Down Payment$149,970 (30.0%)
* Minimum Canadian down payment required for this price is $24,995.
Amortization Period30 Years
Estimated Monthly Payment$1,664Based on a loan of $349,930 over 30 years.
Purchase Price$499,900
Loan Amount$349,930
Provincial Land Transfer Tax:$6,473
Total Estimated Closing Taxes:$6,473

About Purchasing a Home in Central Elgin, ON

For a property listed at $499,900 in Central Elgin, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Central Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.

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Belmont, Central Elgin Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Belmont, Central Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$709,760

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Belmont, Central Elgin

Elementary Schools

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Secondary Schools

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Belmont, Central Elgin Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.