44382 Ferguson Line, Central Elgin, ON

$1,850,000
MLS#:X12754526
Thinking of selling nearby?Your House Sold Guaranteed*
0 beds
0 baths
< 700 sqft
Residential Freehold
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Property no longer active

This property was sold on June 10, 2026. This listing is for reference purposes only. to view the sold price.

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Property Highlights

Welcome to this remarkable Other farm located in the coveted neighborhood of Rural Central Elgin. Expertly crafted featuring premium other construction, this residence presents an exceptional opportunity offered at $1,850,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Generous living space spanning < 700 sqft on a premium 1990.27 x 2013.83 ft lot
  • 0.0 total parking spaces available
  • Notable attributes: None
  • Efficient heating via other

Description

Whether you're looking to expand your farming operation or secure a rare rural building site with meaningful acreage, this 122-acre Elgin County farm offers both.The property includes over 60 acres of productive, workable farmland, with the potential to bring additional acres into cultivation. This makes it a strong addition to an existing land base, or an excellent opportunity for those planning to build a country home while renting out the workable acres in a competitive local land-rental market.The balance of the farm consists of bush and pastureland, providing privacy, natural beauty, and flexibility for a variety of uses. The land's layout and elevation contribute to a particularly attractive setting.Conveniently located between St. Thomas and London, along a paved section of Ferguson Line, the property also offers an excellent site for a future residence. A gently elevated area at the top of the hill presents an ideal location to build, with wide views across the surrounding countryside.This property offers flexibility rarely found, an ideal setting to build a country home, paired with productive farmland that adds both income potential and long-term value.

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Get Tony Sousa's written guarantee: Your house sold or I'll buy it!*

*Conditions apply. Contact SousaSells.ca for more info.

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Property Summary

This farm located at 44382 Ferguson Line, Central Elgin is currently for sale and has been available on SousaSells for 188 days. This property is listed at $1,850,000 with an estimated mortgage of $6,158* per month. It has 0 beds, 0 bathrooms, and is < 700 square feet. 44382 Ferguson Line, Central Elgin is in the Rural Central Elgin neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Rural Central Elgin, Central Elgin.

Great for Small Household / Couples
What We Love About This Home
  • < 700 sqft of generous functional square footage
  • Desirable Farm architecture in Rural Central Elgin, Central Elgin
  • Convenient parking space for 0.0 vehicle
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

000
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 10, 2026
Sold price information is available to members only
Listed Date2/3/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeFarm
Architectural StyleOther
ConstructionOther
BasementNone
Lot Size1990.27 × 2013.83 Feet
CountyElgin
Annual Tax$13,754.24
Legal DescriptionPT S1/2 LT 9-10 CON 12 YARMOUTH AS IN E189459 & E267240 EXCEPT PT 1 11R2598, PT 1 11R2687, PT 1, 2 11R1093; CENTRAL ELGIN

Parking & Garage

Parking Total0.0
Parking Space0

Heating & Cooling

Heat SourceOther

Features

Property Features

None listed

Interior Features

  • None

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 44382 Ferguson Line, Central Elgin, ON

Q.What is the asking price for 44382 Ferguson Line, Central Elgin, ON ?

The current listing price for 44382 Ferguson Line, Central Elgin, ON in Rural Central Elgin, Central Elgin is $1,850,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 0 bedrooms and 0 bathrooms across approximately < 700 sqft.

Q.What property type and architectural style is 44382 Ferguson Line, Central Elgin, ON ?

44382 Ferguson Line, Central Elgin, ON is a Farm (Other) featuring a None basement.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 0.0 vehicle.

Q.What heating and cooling systems are installed?

Heating is provided via Other and cooling via .

Location

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44382 Ferguson Line, Central Elgin, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 44382 Ferguson Line, Central Elgin, ON N5P 3T3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Central Elgin.

Configure Loan Settings

Interest Rate4.00%
Down Payment$555,000 (30.0%)
* Minimum Canadian down payment required for this price is $370,000.
Amortization Period30 Years
Estimated Monthly Payment$6,158Based on a loan of $1,295,000 over 30 years.
Purchase Price$1,850,000
Loan Amount$1,295,000
Provincial Land Transfer Tax:$33,475
Total Estimated Closing Taxes:$33,475

About Purchasing a Home in Central Elgin, ON

For a property listed at $1,850,000 in Central Elgin, the legal minimum down payment is $370,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $33,475 for this transaction. As this listing is in Central Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $33,475.

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Rural Central Elgin, Central Elgin Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Central Elgin, Central Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,202,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Rural Central Elgin, Central Elgin

Elementary Schools

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Secondary Schools

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Rural Central Elgin, Central Elgin Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.