9664 Belmont Road, Central Elgin, ON

$849,900
MLS#:X13576390
4 beds
2 baths
2000-2500 sqft
20.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of New Sarum. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $849,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 2000-2500 sqft on a premium 143.08 x 241.55 ft lot
  • Features a partial basement, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 20.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Accessory Apartment, Carpet Free, In-Law Suite
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Rarely does a property offer this level of flexibility and opportunity. Set on 1.45 beautifully landscaped acres just minutes from St. Thomas in the sought-after community of New Sarum, this is the kind of property that adapts to whatever stage of life you're in. Whether you're looking for space to grow your family, run a business from home, create extra income, or keep loved ones close, you'll have the flexibility to do it all here.The two-storey home offers over 2,000sq.ft. full of warmth and character. A large mudroom greets you, but the gorgeous kitchen welcomes you home. Designed with practicality, fun and style in mind, but it doesn't end there. You'll notice the whole house comes together beautifully with those 3 things top of mind. And with the home being lovingly cared for throughout the years, it's packed with updates! The fully self-contained secondary suite offers its own entrance, kitchen, living room, bedroom, bathroom, laundry, and separate heating controls, making it ideal for extended family, guests, a caregiver, or rental income.Then there's the detached shop that opens up even more opportunities. Whether you're running a business, restoring vehicles, woodworking, or simply need a serious workspace, you'll appreciate the multiple workshop bays, reception area, paint room, separate hydro meter, gas service, high-speed internet, 2-piece bathroom, and plenty of parking. Along with a studio offering even more flexibility in the back. Step outside and you'll find a property that's just as enjoyable as the home itself. Spend summer days by the pool, relax beside the pond, gather under the gazebo, pick fresh fruit and berries, tend to the herb garden, or enjoy the charm of your own chicken coop. It's the kind of backyard you'll find the whole family naturally gathers to. Offering residential comfort, commercial potential, and room to grow, this is a property that's hard to replace!

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Property Summary

This detached home located at 9664 Belmont Road, Central Elgin is currently for sale and has been available on SousaSells for 2 days. This property is listed at $849,900 with an estimated mortgage of $2,829* per month. It has 4 beds, 2 bathrooms, and is 2000-2500 square feet. 9664 Belmont Road, Central Elgin is in the New Sarum neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/16/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementPartial Basement, Unfinished
Lot Size143.08 × 241.55 Feet
CountyElgin
Annual Tax$5,455
Legal DescriptionCON 9 PT LOT 21 RP 11R2152 PART 1 RP 11R2956 PART 4

Parking & Garage

Parking Total20.0
Parking Space15
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Accessory Apartment, Carpet Free, In-Law Suite, Separate Heating Controls

Security Features

Community Features

Location

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9664 Belmont Road, Central Elgin, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 9664 Belmont Road, Central Elgin, ON N5P 3S7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Central Elgin.

Configure Loan Settings

Interest Rate4.00%
Down Payment$254,970 (30.0%)
* Minimum Canadian down payment required for this price is $59,990.
Amortization Period30 Years
Estimated Monthly Payment$2,829Based on a loan of $594,930 over 30 years.
Purchase Price$849,900
Loan Amount$594,930
Provincial Land Transfer Tax:$13,473
Total Estimated Closing Taxes:$13,473

About Purchasing a Home in Central Elgin, ON

For a property listed at $849,900 in Central Elgin, the legal minimum down payment is $59,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,473 for this transaction. As this listing is in Central Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for New Sarum, Central Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$777,442

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.