Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Fergus. Expertly crafted featuring premium board & batten and stone construction, this residence presents an exceptional opportunity offered at $995,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
A RARE BLEND OF HISTORY, INCOME POTENTIAL, AND MODERN LIVING. Step into a piece of Fergus history, lovingly reimagined for modern living. Dating back to the 1870s, this remarkable limestone home blends timeless character with thoughtful updates, offering an exceptional lifestyle and rare versatility. Rich in heritage yet designed for today's needs, it is truly one of a kind. Inside, you'll discover new flooring throughout the main and upper levels, a beautifully renovated kitchen, and an inviting layout that honours the home's historic charm. Upstairs, the spacious primary retreat is paired with a stunning spa-inspired bathroom featuring vaulted ceilings, a statement chandelier above the soaker tub, and a separate walk-in shower, creating the perfect place to begin and end each day. At the rear of the home, an existing-use commercial kitchen offers endless possibilities for caterers, bakers, food entrepreneurs, or anyone seeking a unique live-work opportunity with exceptional income potential. Adding even more versatility is the fully self-contained garden suite, complete with its own kitchen, living area, bedroom, bathroom, private entrance, and outdoor seating area. Ideal for multigenerational living, welcoming guests, generating rental income, or exploring bed and breakfast potential (buyer to complete their own due diligence).Surrounded by mature trees, the fully fenced backyard is a private retreat designed for both entertaining and quiet moments. Enjoy a spacious deck, patio, gazebo, outdoor fireplace, and a charming year-round bunkie perfect as a home office, guest suite, art studio, gym, or hobby space. The property also includes additional storage, a two-car carport, and parking for up to eight vehicles. Just minutes from downtown Fergus, parks, schools, restaurants, and everyday amenities, this extraordinary property offers the rare opportunity to own a historic home where timeless beauty, modern comfort, and endless possibilities come together.
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This detached home located at 565 St David Street, Centre Wellington is currently for sale and has been available on SousaSells for 0 days. This property is listed at $995,000 with an estimated mortgage of $3,312* per month. It has 3 beds, 2 bathrooms, and is 2500-3000 square feet. 565 St David Street, Centre Wellington is in the Fergus neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Fergus, Centre Wellington.
Families, couples, or downsizers looking for a well-proportioned home in Centre Wellington.
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The current listing price for 565 St David Street, Centre Wellington, ON in Fergus, Centre Wellington is $995,000.
This property features 3 bedrooms and 2 bathrooms across approximately 2500-3000 sqft.
565 St David Street, Centre Wellington, ON is a Detached (2-Storey) featuring a Unfinished, Partial Basement basement.
Key property features include: Fenced Yard, Library, Park, Place Of Worship, Rec./Commun.Centre, School.
Interior highlights include: Accessory Apartment, Carpet Free, Separate Heating Controls, Sump Pump, Water Heater Owned, Water Softener.
Security features include: Carbon Monoxide Detectors, Smoke Detector.
Yes, this property offers parking space for 8.0 vehicles (None).
Heating is provided via Gas and cooling via Window Unit(s).
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 565 St David Street N, Centre Wellington, ON N1M 2K5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Wellington.
About Purchasing a Home in Centre Wellington, ON
For a property listed at $995,000 in Centre Wellington, the legal minimum down payment is $74,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,375 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,375.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.