6398 Second Line, Centre Wellington, ON

$3,299,000
MLS#:X12914114
5 beds
5 baths
3000-3500 sqft
12.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Fergus. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $3,299,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 5 Bathrooms with 2 functional kitchens
  • Generous living space spanning 3000-3500 sqft on a premium 400.88 x 400.62 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 12.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Solar Owned
  • equipped with central air central cooling and highly efficient heat pump heating via ground source

Description

A winding driveway draws you toward The Riverlands, a spectacular top-of-the-line modern estate offering over 7,000 sq ft of total space. Nestled on 3.67 acres with commanding views of the Grand River, this architectural gem underwent an extraordinary full-scale renovation from '20 to '22. Today, it stands as a seamless fusion of timeless design and forward-thinking sustainability, boasting carbon- neutral, net-zero-ready systems. The main level features a stunning chef-inspired kitchen with quartz countertops, custom cabinetry, and an impressive suite of appliances. Sliding doors lead to a stone patio with a fireplace and BBQ, perfectly positioned to enjoy the sights and sounds of one of Ontario's premier fly fishing destinations. The open-concept living and dining area is enhanced by natural light, bespoke walnut built-ins, and sweeping river views. The primary suite is a private retreat, complete with a five-piece ensuite, custom dressing room with integrated laundry, and access to a versatile den or office with a wood-burning fireplace and access to the rooftop terrace. Two more bedrooms offer walk-in closets and share a beautifully updated bath. A curved staircase leads to the lower level featuring a second kitchen with an indoor charcoal grill, a family room with fireplace, a billiards room, a guest suite, a wine room, and a walk-in fridge. Thoughtfully designed to function seamlessly as a multi-generational home, this level offers independent yet connected living spaces ideal for extended family or guests. The showstopping indoor saltwater pool has dedicated HVAC and solar-powered heating, plus a sauna, change room, and adjoining sunroom with walkout to the backyard. Rooftop solar panels, geothermal systems, upgraded electrical, smart home features, and plans for a detached 3-car garage complete this one-of-a-kind package. Just minutes from Belwood Lake and downtown Elora, The Riverlands is a rare blend of modern luxury, natural beauty, and sustainable living

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Property Summary

This detached home located at 6398 Second Line, Centre Wellington is currently for sale and has been available on SousaSells for 139 days. This property is listed at $3,299,000 with an estimated mortgage of $10,981* per month. It has 5 beds, 5 bathrooms, and is 3000-3500 square feet. 6398 Second Line, Centre Wellington is in the Fergus neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 5 bathrooms, this home offers ample space and comfort for growing families in Fergus, Centre Wellington.

Highly Recommended for Families
What We Love About This Home
  • 5 spacious bedroom layout offering versatile living space
  • 5 well-appointed bathrooms
  • 3000-3500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Fergus, Centre Wellington.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
5
Kitchens
2
Living Area
3000-3500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date3/24/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Stone
BasementFinished with Walk-Out
Lot Size400.88 × 400.62 Feet
CountyWellington
Annual Tax$13,376.52
Legal DescriptionPT LT 6 CON 2 WEST GARAFRAXA AS IN DN30538; CENTRE WELLINGTON

Parking & Garage

Parking Total12.0
Parking Space10
Garage TypeAttached

Heating & Cooling

Heat SourceGround Source
Heat TypeHeat Pump
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Solar Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 6398 Second Line, Centre Wellington, ON

Q.What is the asking price for 6398 Second Line, Centre Wellington, ON ?

The current listing price for 6398 Second Line, Centre Wellington, ON in Fergus, Centre Wellington is $3,299,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 5 bathrooms across approximately 3000-3500 sqft.

Q.What property type and architectural style is 6398 Second Line, Centre Wellington, ON ?

6398 Second Line, Centre Wellington, ON is a Detached (Bungalow) featuring a Finished with Walk-Out basement.

Q.What interior features are included in this home?

Interior highlights include: Solar Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 12.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Ground Source and cooling via Central Air.

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Location

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6398 Second Line, Centre Wellington, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 6398 Second Line, Centre Wellington, ON N1M 2W4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Centre Wellington.

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Interest Rate4.00%
Down Payment$989,700 (30.0%)
* Minimum Canadian down payment required for this price is $659,800.
Amortization Period30 Years
Estimated Monthly Payment$10,981Based on a loan of $2,309,300 over 30 years.
Purchase Price$3,299,000
Loan Amount$2,309,300
Provincial Land Transfer Tax:$68,950
Total Estimated Closing Taxes:$68,950

About Purchasing a Home in Centre Wellington, ON

For a property listed at $3,299,000 in Centre Wellington, the legal minimum down payment is $659,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $68,950 for this transaction. As this listing is in Centre Wellington (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $68,950.

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Fergus, Centre Wellington Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fergus, Centre Wellington.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,193,725

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Fergus, Centre Wellington

Elementary Schools

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Secondary Schools

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Fergus, Centre Wellington Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.