3020 BAY Road, Champlain, ON

$799,900
MLS#:X13547048
3 beds
2 baths
1100-1500 sqft
10.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 614 - Champlain Twp. Expertly crafted featuring premium stone and other construction, this residence presents an exceptional opportunity offered at $799,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 133.33 x 352.92 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Heater Owned, Water Treatment
  • equipped with central air central cooling and highly efficient forced air heating via wood

Description

Experience waterfront living at its finest on the Ottawa River. This impeccably maintained turnkey home sits on a professionally landscaped property and offers the perfect blend of year-round comfort and cottage lifestyle. The bright open-concept design features soaring cathedral ceilings and an abundance of triple-glazed windows that frame spectacular water views. The spacious living and dining areas flow seamlessly onto a large deck, ideal for relaxing evenings and breathtaking sunsets. The main floor also offers a generous primary bedroom and a luxurious 5-piece bathroom. The fully finished walkout lower level feels nothing like a basement, featuring a large family/games room, two additional spacious bedrooms, and a second full bathroom. An attached garage, new interlock, paved driveway, and private dock with approximately 27 ft of boat mooring complete this exceptional property. Built in 2003 and located approximately one hour from both Ottawa and Montreal, this is the perfect place to enjoy the best of home and cottage living. Découvrez un véritable havre de paix sur la magnifique rivière des Outaouais. Cette propriété clé en main, construite en 2003, est située sur un terrain superbement aménagé offrant le parfait équilibre entre résidence principale et chalet. Son aire ouverte lumineuse, son plafond cathédrale et ses immenses fenêtres à triple vitrage mettent en valeur une vue imprenable sur l'eau. Le salon et la salle à manger s'ouvrent sur une grande terrasse, idéale pour admirer les couchers de soleil. Le rez-de-chaussée comprend également une vaste chambre principale ainsi qu'une élégante salle de bain de 5 pièces. Le sous-sol entièrement aménagé offre un rez-de-jardin avec sa grande fenestration. On y retrouve une immense salle familiale/salle de jeux, deux grandes chambres supplémentaires dont une avec vue sur l'eau et une deuxième salle de bain complète. Garage attaché, entrée asphaltée, et quai pouvant accueillir un bateau de 27 pieds.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/9/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionStone, Other
BasementFull, Finished
Lot Size133.33 × 352.92 Feet
CountyPrescott and Russell
Annual Tax$5,207
Legal DescriptionPCL 251-3 SEC M100; PT LT 251 PL M100 PT 1 46R5249; CHAMPLAIN

Parking & Garage

Parking Spaces10.0
Garage Spaces9
Garage TypeAttached

Heating & Cooling

Heat SourceWood
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Waterfront

Interior Features

Water Heater Owned, Water Treatment

Security Features

Community Features

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Location

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3020 BAY Road, Champlain, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 3020 BAY Road, Champlain, ON K0B 1A0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Champlain.

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Interest Rate5.25%
Down Payment$54,990 (6.9%)
* Minimum Canadian down payment required for this price is $54,990.
Amortization Period25 Years
Estimated Monthly Payment$4,439Based on a loan of $744,910 over 25 years.
Purchase Price$799,900
Loan Amount$744,910
Provincial Land Transfer Tax:$12,473
Total Estimated Closing Taxes:$12,473

About Purchasing a Home in Champlain, ON

For a property listed at $799,900 in Champlain, the legal minimum down payment is $54,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,473 for this transaction. As this listing is in Champlain (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Champlain.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$637,669

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.