115 Howard Road, Chatham-Kent, ON

$598,888
MLS#:X13547046
3 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Chatham. Expertly crafted featuring premium vinyl siding and brick front construction, this residence presents an exceptional opportunity offered at $598,888 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 41.16 x 125.42 ft lot
  • Features a unfinished, development potential basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, In-Law Capability, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

Welcome to this exceptional corner-lot raised bungalow, perfectly situated in a desirable family-friendly neighbourhood. Offering 3 spacious bedrooms, 2 full bathrooms, and an oversized lot, this home combines comfort, functionality, and outstanding future potential. The privately situated primary bedroom is tucked away at the rear of the home and features a walk-in closet and a 3-piece ensuite, creating a peaceful retreat. Every bedroom includes its own walk-in closet, providing abundant storage for the entire family. The bright, open-concept living, dining, and kitchen area is designed for modern living and entertaining, featuring large windows, pot lights throughout, and abundant natural light. With no homes directly in front of the property, enjoy an open, unobstructed view. Step outside through the patio doors to a spacious covered rear porch overlooking the fully fenced, oversized backyard-ideal for entertaining, children, pets, or creating your own outdoor oasis. The lower level offers exceptional versatility with above-grade windows that flood the space with natural light. With the potential to accommodate up to three additional bedrooms and ample living space, it presents an excellent opportunity for an in-law suite, multi-generational living, or future customization (subject to all necessary approvals). Conveniently located just minutes from Highway 401, downtown Chatham, grocery stores, shopping, schools, parks, and everyday amenities, this property offers the perfect balance of peaceful neighbourhood living and easy access to everything you need.

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Property Summary

This detached home located at 115 Howard Road, Chatham-Kent is currently for sale and has been available on SousaSells for 6 days. This property is listed at $598,888 with an estimated mortgage of $1,993* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 115 Howard Road, Chatham-Kent is in the Chatham neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/10/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionVinyl Siding, Brick Front
BasementUnfinished, Development Potential
Lot Size41.16 × 125.42 Feet
CountyChatham-Kent
Annual Tax$4,800
Legal DescriptionLOT 1, PLAN 24M979 MUNICIPALITY CHATHAM-KENT

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Clear View, Fenced Yard, School Bus Route

Interior Features

Auto Garage Door Remote, In-Law Capability, Primary Bedroom - Main Floor

Security Features

Community Features

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Location

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115 Howard Road, Chatham-Kent, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 115 Howard Road, Chatham-Kent, ON N7M 0A4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Chatham-Kent.

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Interest Rate4.00%
Down Payment$179,666 (30.0%)
* Minimum Canadian down payment required for this price is $34,889.
Amortization Period30 Years
Estimated Monthly Payment$1,993Based on a loan of $419,222 over 30 years.
Purchase Price$598,888
Loan Amount$419,222
Provincial Land Transfer Tax:$8,453
Total Estimated Closing Taxes:$8,453

About Purchasing a Home in Chatham-Kent, ON

For a property listed at $598,888 in Chatham-Kent, the legal minimum down payment is $34,889 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,453 for this transaction. As this listing is in Chatham-Kent (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,453.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Chatham, Chatham-Kent.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$699,295

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.