58 Albert Avenue, Chatham-Kent, ON

$184,900
MLS#:X13506410
0 beds
0 baths
Residential Freehold
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Property Highlights

Welcome to this remarkable vacant land located in the coveted neighborhood of Ridgetown. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $184,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 0 Bathrooms
  • Premium 66.2 x 132.45 ft lot size

Description

Build your vision in the welcoming community of Ridgetown! This vacant lot presents an excellent opportunity to create a custom home or investment project in a peaceful small-town setting. Enjoy the convenience of nearby schools, parks, shopping, and everyday amenities, while benefiting from easy access to surrounding communities and major highways. For those seeking additional space or expanded development potential, the adjoining lot is also available for purchase, providing a rare opportunity to secure a larger footprint. Whether you're a builder, investor, or future homeowner, this property offers the flexibility to bring your plans to life. Buyers are encouraged to complete their own due diligence regarding zoning,building permits, permitted uses, lot dimensions, municipal services, and development requirements.

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Key Features

000
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/30/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeVacant Land
Lot Size66.2 × 132.45 Feet
CountyChatham-Kent
Annual Tax$116.43
Legal DescriptionLOT 111 PLAN 75 MUNICIPALITY CHATHAM-KENT

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Features

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Location

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58 Albert Avenue, Chatham-Kent, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 58 Albert Avenue, Chatham-Kent, ON N0P 2C0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Chatham-Kent.

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Interest Rate5.25%
Down Payment$9,245 (5.0%)
* Minimum Canadian down payment required for this price is $9,245.
Amortization Period25 Years
Estimated Monthly Payment$1,047Based on a loan of $175,655 over 25 years.
Purchase Price$184,900
Loan Amount$175,655
Provincial Land Transfer Tax:$1,574
Total Estimated Closing Taxes:$1,574

About Purchasing a Home in Chatham-Kent, ON

For a property listed at $184,900 in Chatham-Kent, the legal minimum down payment is $9,245 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $1,574 for this transaction. As this listing is in Chatham-Kent (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $1,574.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Ridgetown, Chatham-Kent.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$461,283

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.