21 Cobalt Street, Cobalt, ON

$199,900
MLS#:T12931668
5 beds
2 baths
3500-5000 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey store w apt/office located in the coveted neighborhood of Cobalt. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $199,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 3500-5000 sqft on a premium 38.4 x 131 ft lot
  • 2.0 total parking spaces available
  • Notable attributes: Accessory Apartment
  • Efficient forced air heating via gas

Description

Calling all investors! This is an excellent opportunity to own a combined commercial space along with two rented residential units. The upper level has two spacious apartments. One is a two bedroom and the other a spacious three bedroom. The lower level commercial space is approximately 2,000 sq. ft. that has great potential, also comes with a large loading dock.

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Property Summary

This store w apt/office located at 21 Cobalt Street, Cobalt is currently for sale and has been available on SousaSells for 127 days. This property is listed at $199,900 with an estimated mortgage of $665* per month. It has 5 beds, 2 bathrooms, and is 3500-5000 square feet. 21 Cobalt Street, Cobalt is in the Cobalt neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cobalt, Cobalt.

Highly Recommended for Families
What We Love About This Home
  • 5 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 3500-5000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Cobalt, Cobalt.

Target Buyer Match

Key Features

Bedrooms
5
Bathrooms
2
Kitchens
2
Living Area
3500-5000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date3/26/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeStore W Apt/Office
Architectural Style2-Storey
ConstructionVinyl Siding
BasementNone
Lot Size38.4 × 131 Feet
CountyTimiskaming
Annual Tax$3,593.02
Legal DescriptionSee Schedule A

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

None listed

Interior Features

  • Accessory Apartment

Security Features

  • None

Community Features

None listed

Frequently Asked Questions about 21 Cobalt Street, Cobalt, ON

Q.What is the asking price for 21 Cobalt Street, Cobalt, ON ?

The current listing price for 21 Cobalt Street, Cobalt, ON in Cobalt, Cobalt is $199,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 2 bathrooms across approximately 3500-5000 sqft.

Q.What property type and architectural style is 21 Cobalt Street, Cobalt, ON ?

21 Cobalt Street, Cobalt, ON is a Store W Apt/Office (2-Storey) featuring a None basement.

Q.What interior features are included in this home?

Interior highlights include: Accessory Apartment.

Q.What security features are installed at 21 Cobalt Street, Cobalt, ON ?

Security features include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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Location

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21 Cobalt Street, Cobalt, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 21 Cobalt Street, Cobalt, ON P0J 1C0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobalt.

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Interest Rate4.00%
Down Payment$59,970 (30.0%)
* Minimum Canadian down payment required for this price is $9,995.
Amortization Period30 Years
Estimated Monthly Payment$665Based on a loan of $139,930 over 30 years.
Purchase Price$199,900
Loan Amount$139,930
Provincial Land Transfer Tax:$1,724
Total Estimated Closing Taxes:$1,724

About Purchasing a Home in Cobalt, ON

For a property listed at $199,900 in Cobalt, the legal minimum down payment is $9,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $1,724 for this transaction. As this listing is in Cobalt (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $1,724.

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Cobalt, Cobalt Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobalt, Cobalt.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$162,944

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobalt, Cobalt

Elementary Schools

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Secondary Schools

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Cobalt, Cobalt Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.