137 Furnace Street, Unit 8, Cobourg, ON

$395,000
MLS#:X13593520
3 beds
1 baths
800-899 sqft
1.0 parking
Residential Condo & Other
137 Furnace Street 8, Cobourg, ON K9A 2E5

Property Highlights

Welcome to this remarkable 2-Storey condo townhouse located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $395,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 800-899 sqft
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available
  • Notable attributes: Floor Drain
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to easy, low-maintenance living in this beautifully maintained townhouse condominium, where bright, functional spaces and a private backyard come together in one of Cobourg's most convenient locations. The inviting main level is designed for both everyday living and entertaining, featuring warm hardwood flooring and an open-concept living and dining area filled with natural light. The well-appointed kitchen offers ample cabinetry and workspace while overlooking the backyard, creating a layout that's as practical as it is welcoming. Upstairs, three well-proportioned bedrooms provide flexibility for growing families, overnight guests, or a dedicated home office. The spacious primary bedroom offers a peaceful retreat with generous closet space, while the four-piece bathroom comfortably serves the upper level. The partially finished basement provides excellent storage and additional living space tailored to your needs. Step outside to enjoy your own private, backyard and deck, the perfect place to relax with a morning coffee, entertain friends, or enjoy warm summer evenings. Ideally situated just minutes from historic downtown Cobourg, Victoria Beach, the waterfront, parks, schools, shopping, restaurants, Northumberland Hills Hospital, and Highway 401, you'll enjoy the perfect balance of convenience and community. Whether you're purchasing your first home, looking to simplify your lifestyle, or expand your investment portfolio, this is an opportunity not to be missed. *Some photos are virtually staged

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Property Summary

This townhouse located at 137 Furnace Street, Cobourg is currently for sale and has been available on SousaSells for 15 days. This property is listed at $395,000 with an estimated mortgage of $1,315* per month. It has 3 beds, 1 bathroom, and is 800-899 square feet. 137 Furnace Street, Cobourg is in the Cobourg neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Cobourg, Cobourg.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 800-899 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Cobourg.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
800-899 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Listed Date7/22/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural Style2-Storey
ConstructionBrick
BasementFull, Partially Finished
CountyNorthumberland
Annual Tax$2,825.11

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Floor Drain

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 137 Furnace Street, Unit 8, Cobourg, ON

Q.What is the asking price for 137 Furnace Street, Unit 8, Cobourg, ON ?

The current listing price for 137 Furnace Street, Unit 8, Cobourg, ON in Cobourg, Cobourg is $395,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 800-899 sqft.

Q.What property type and architectural style is 137 Furnace Street, Unit 8, Cobourg, ON ?

137 Furnace Street, Unit 8, Cobourg, ON is a Condo Townhouse (2-Storey) featuring a Full, Partially Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Floor Drain.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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137 Furnace Street, Unit 8, Cobourg, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 137 Furnace Street 8, Cobourg, ON K9A 2E5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

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Interest Rate4.00%
Down Payment$118,500 (30.0%)
* Minimum Canadian down payment required for this price is $19,750.
Amortization Period30 Years
Estimated Monthly Payment$1,315Based on a loan of $276,500 over 30 years.
Purchase Price$395,000
Loan Amount$276,500
Provincial Land Transfer Tax:$4,400
Total Estimated Closing Taxes:$4,400

About Purchasing a Home in Cobourg, ON

For a property listed at $395,000 in Cobourg, the legal minimum down payment is $19,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,400 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,400.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.