185 Division Street, Cobourg, ON
Property Highlights
Welcome to this remarkable Multi-Level common element condo located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,595,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
- Generous living space spanning 2250-2499 sqft
- 3.0 total parking spaces available
- Notable attributes: Carpet Free
- equipped with central air central cooling and highly efficient heat pump heating via other
Description
Welcome to units 108, 208 & 308 at Beach Walk Flats, a rare multiuse investment opportunity in one of Cobourg's most sought after waterfront neighbourhoods. Steps from Cobourg beach, marina, boardwalk and the thriving historic downtown, this modern property combines prime commercial visibility with strong residential income in a high growth area that attracts steady year round activity. The commercial space features high ceilings, and expansive windows that create a bright, modern environment suitable for a wide range of uses. With twenty residential units above, this location delivers built in foot traffic and strong exposure for any commercial operation. Two stylish two bedroom residential units complete the offering. These suites feature modern layouts, clean industrial inspired finishes and excellent rental appeal that supports long term portfolio growth. Just when you thought these units had it all, the private rooftop terrace adds views of Lake Ontario and a modern outdoor space designed for relaxing or entertaining. Investors will appreciate the strong rental fundamentals, rising demand in the harbour district and Cobourg's proven reputation as one of the top waterfront communities. Commercial owners will value the visibility, walkability and unmatched proximity to the beach, marina and downtown. Beach Walk Flats is a high performing asset in a thriving location. A smart, strategic investment for those seeking value, flexibility and lasting income potential. *Note: Taxes have yet to be assessed, HST applicable on the commercial portion only*
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Pricing & Value Insights
Data-driven valuation for 185 Division Street 108, 208, 308, Cobourg, ON K9A 4M4
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in Cobourg, ON
For a property listed at $1,595,000 in Cobourg, the legal minimum down payment is $319,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $28,375 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $28,375.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.