191 Stuart Street, Cobourg, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $990,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms
- Generous living space spanning 2500-3000 sqft on a premium 66 x 160 ft lot
- Features a partial basement, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Water Heater
- equipped with wall unit(s) central cooling and highly efficient forced air heating via gas
Description
Modern living in a well maintained Circa1866 home offers nearly 3,000 sq.ft. of living space, on a mature, private 66' x 160' lot. Situated on a quiet street, (only one block), just steps to the lake and hiking trails nearby, and close to downtown. With 4 bedrooms, large office, eat-in kitchen and family room with walkout to the patio and backyard, there's lots of room to roam or find a private corner. The home features 9' ceilings on main floor, 9.5' on 2nd floor. Many original hardwood floors, handcrafted staircase, spacious upstairs landing, stained-glass transom, wood-burning fireplace, large walk-in pantry, a sun-filled primary bedroom with skylights and cathedral ceiling, and windows on all sides of the house.. Car, hobby and sports enthusiasts, take note! Completing the package is an oversized two-car garage with convenient drive-through access to the backyard. Extensive updates include a renovated kitchen, updated bathroom with heated floors, 200-amp electrical service, Fujitsu ductless heating and cooling units, a waterproofed basement system with battery backup, a high-efficiency Rheem furnace, and significant roof improvements. Complete list of improvements available. Built-in income, investment and/or multigenerational potential.The rear of the home is suited to a self-contained, above-grade in-law or rental suite. With its own rear and side entrances and secondary staircase already in place, the conversion is easy: add a kitchen and bath within an already-generous footprint to create a private suite. (R3 zoning.)
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Property Summary
This detached home located at 191 Stuart Street, Cobourg is currently for sale and has been available on SousaSells for 6 days. This property is listed at $990,000 with an estimated mortgage of $3,295* per month. It has 4 beds, 2 bathrooms, and is 2500-3000 square feet. 191 Stuart Street, Cobourg is in the Cobourg neighborhood.
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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.
- •4 spacious bedroom layout offering versatile living space
- •2 well-appointed bathrooms
- •2500-3000 sqft of generous functional square footage
Growing families needing multi-bedroom flexibility and space in Cobourg, Cobourg.
Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
- Fenced Yard
Interior Features
- Water Heater
Security Features
None listed
Community Features
None listed
Frequently Asked Questions about 191 Stuart Street, Cobourg, ON
Q.What is the asking price for 191 Stuart Street, Cobourg, ON ?
The current listing price for 191 Stuart Street, Cobourg, ON in Cobourg, Cobourg is $990,000.
Q.How many bedrooms and bathrooms does this property have?
This property features 4 bedrooms and 2 bathrooms across approximately 2500-3000 sqft.
Q.What property type and architectural style is 191 Stuart Street, Cobourg, ON ?
191 Stuart Street, Cobourg, ON is a Detached (2-Storey) featuring a Partial Basement, Unfinished basement.
Q.What key property features does 191 Stuart Street, Cobourg, ON offer?
Key property features include: Fenced Yard.
Q.What interior features are included in this home?
Interior highlights include: Water Heater.
Q.Is parking available at this property?
Yes, this property offers parking space for 4.0 vehicles (Detached).
Q.What heating and cooling systems are installed?
Heating is provided via Gas and cooling via Wall Unit(s).
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Pricing & Value Insights
Data-driven valuation for 191 Stuart Street, Cobourg, ON K9A 2Y1
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in Cobourg, ON
For a property listed at $990,000 in Cobourg, the legal minimum down payment is $74,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,275 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,275.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.