248 Ruttan Terrace, Cobourg, ON
Property Highlights
Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $649,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 3 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 19.95 x 102.7 ft lot
- Features a full, development potential, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Rough-In Bath
- equipped with window unit(s) central cooling and highly efficient forced air heating via gas
Description
Lovely, spacious 3 Bedroom,3 Bath Semi located in desirable area on quiet Cul De Sac in East End Cobourg, close to parks and Lake Ontario and convenient to almost everywhere In town. Quartz countertops, newer low maintenance laminate flooring, eat in at kitchen bar or Dining room with walkout to deck and a large very private yard. Basement is unspoiled and has a rough in for a bath and ready to be finished to your taste. Start packing, this is the one.
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Property Summary
This detached home located at 248 Ruttan Terrace, Cobourg is currently for sale and has been available on SousaSells for 1 day. This property is listed at $649,000 with an estimated mortgage of $2,160* per month. It has 3 beds, 3 bathrooms, and is 1500-2000 square feet. 248 Ruttan Terrace, Cobourg is in the Cobourg neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Arts Centre, Beach, Cul de Sac/Dead End, Hospital
Interior Features
Rough-In Bath
Security Features
Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 248 Ruttan Terrace, Cobourg, ON K9A 5X6
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Cobourg, ON
For a property listed at $649,000 in Cobourg, the legal minimum down payment is $39,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,455 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,455.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.