26 Spencer Street, Unit 112, Cobourg, ON
Property Highlights
Welcome to this remarkable 2-Storey condo apartment located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $388,800 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 1 Bathroom
- Generous living space spanning 700-799 sqft
- 1.0 total parking spaces available
- Notable attributes: Carpet Free, Intercom, Primary Bedroom - Main Floor
- Efficient baseboard heating via electric
Description
Move right into this beautifully updated ground floor condo offering affordable, low maintenance living in a convenient mid-town Cobourg location. Renovated in 2020, this bright 2 bedroom unit features a spacious open concept layout with modern finishes throughout. The stylish kitchen is complete with quartz countertops, soft close cabinetry, stainless steel appliances, and an adjoining dining area that open to the living room with a large picture window. Luxury vinyl plank flooring extends throughout the unit. The updated 4 piece bathroom is finished with a quartz countertop.The generous primary bedroom offers a walk-in closet and plenty of natural light, while the second bedroom, complete with a double closet, provides flexibility for guests or a home office.Enjoy easy level entry with no elevator required, one owned parking space, and quick access to the shared patio, mature trees, and communal BBQ area. Pet friendly and offering reasonable condo fees and property taxes, this is an exceptional opportunity for first-time buyers, downsizers, or investors. Ideally situated on the transit route and within walking distance to downtown Cobourg, shopping, restaurants, VIA Rail, parks, and the renowned Cobourg Beach, this move-in ready home offers outstanding value.
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Property Summary
This condo apartment located at 26 Spencer Street, Cobourg is currently for sale and has been available on SousaSells for 0 days. This property is listed at $388,800 with an estimated mortgage of $1,294* per month. It has 2 beds, 1 bathroom, and is 700-799 square feet. 26 Spencer Street, Cobourg is in the Cobourg neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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Features
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Interior Features
Carpet Free, Intercom, Primary Bedroom - Main Floor
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Property History
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 26 Spencer Street E 112, Cobourg, ON K9A 1C2
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Cobourg, ON
For a property listed at $388,800 in Cobourg, the legal minimum down payment is $19,440 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,307 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,307.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.