305 O'Connor Court, Cobourg, ON

$1,099,900
MLS#:X13549218
4 beds
3 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,099,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 30.58 x 203.17 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Central Vacuum, ERV/HRV
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Click brochure link for more details** At 3650 sqft this beautiful, spacious and bright home is one of the largest semi-custom builds on the largest (1/3 acre) and most private lot in this coveted neighborhood. This all-brick home comprises 3000 sq ft of living space on main & lower walkout levels and an additional 650 sqft of insulated, climate controlled storage/workshop. The 15,675 sqft lot boasts a huge manicured, level, back yard with mature tress as well as a pond/water fall and gardens. The lot has a slight elevation affording beautiful views beyond the neighborhood houses with Lake Ontario in the distance. Warm and inviting with plenty of light, oak hardwood floors, 9' and vaulted ceilings, the open living space perfectly blends style, comfort and practicality. With 3 full baths, 3 bedrooms + an additional bedroom/study, there are plenty of accommodations for comfortable family living. Central to each floor are large, open great rooms each with its own gas fireplace. The beautiful open staircase leads to the expansive, bright lower walk out level with sliding door leading to the patio area, large windows and a wet bar for entertaining. The front of the home features a cozy covered front porch while out back there is a deck with powered awning to relax amid the peace of the verdant yard and unobstructed views. Below is an interlocking brick patio with a separate fire pit area and walkway to the water feature and garden. The deck is equipped with a natural gas outlet and the yard features an in-ground irrigation system. New roof 2016.

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Property Summary

This detached home located at 305 O'Connor Court, Cobourg is currently for sale and has been available on SousaSells for 4 days. This property is listed at $1,099,900 with an estimated mortgage of $3,661* per month. It has 4 beds, 3 bathrooms, and is 1500-2000 square feet. 305 O'Connor Court, Cobourg is in the Cobourg neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/8/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFinished with Walk-Out
Lot Size30.58 × 203.17 Feet
CountyNorthumberland
Annual Tax$7,245
Legal DescriptionPCL 5-1 SEC 39M798; LT 5 PL 39M798 COBOURG; COBOURG

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Cul de Sac/Dead End, Fenced Yard, Level, Public Transit, School, Sloping

Interior Features

Primary Bedroom - Main Floor, Central Vacuum, ERV/HRV, Air Exchanger, Other

Security Features

Community Features

Location

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305 O'Connor Court, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 305 O'Connor Court, Cobourg, ON K9A 5X5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

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Interest Rate4.00%
Down Payment$329,970 (30.0%)
* Minimum Canadian down payment required for this price is $219,980.
Amortization Period30 Years
Estimated Monthly Payment$3,661Based on a loan of $769,930 over 30 years.
Purchase Price$1,099,900
Loan Amount$769,930
Provincial Land Transfer Tax:$18,473
Total Estimated Closing Taxes:$18,473

About Purchasing a Home in Cobourg, ON

For a property listed at $1,099,900 in Cobourg, the legal minimum down payment is $219,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,473 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$777,115

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.