323 George Street, Unit 3, Cobourg, ON

$949,900
MLS#:X12700774
2 beds
3 baths
1400-1599 sqft
2.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $949,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1400-1599 sqft
  • 2.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Atrium, Auto Garage Door Remote, Carpet Free
  • equipped with central air central cooling and highly efficient heat pump heating via electric

Description

Nestled in the charming "George Street Heritage District," this penthouse suite at 323 George offers an exceptional condo lifestyle. Located just two blocks north of Cobourg's vibrant downtown, you'll enjoy easy access to a variety of restaurants, cafes,the marina, beach, and boardwalks. The residence boasts beautiful skyscape views of historic Cobourg, Victoria Hall and Lake Ontario from numerous east and south-facing windows. You can also take in the scenery from your private balcony or the common rooftop patio. The prestigious 323 George stands out as a unique condo building in Cobourg, characterized by its classic stone and brick masonry, highlighted by four majestic ionic columns. Inside, the architectural details are equally impressive, featuring intricate millwork, vaulted ceilings, and exposed original brick. This suite includes two bedrooms, each with its own ensuite bath, and a den enhanced by a large skylight and wall-to-wall built-in bookshelves. You will also have ownership of two garage spaces, visible from the unit, and one locker space. The building's common elements further include an exercise room and an events room for your enjoyment.

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Property Summary

This condo apartment located at 323 George Street, Cobourg is currently for sale and has been available on SousaSells for 183 days. This property is listed at $949,900 with an estimated mortgage of $3,162* per month. It has 2 beds, 3 bathrooms, and is 1400-1599 square feet. 323 George Street, Cobourg is in the Cobourg neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
3
Kitchens
1
Living Area
1400-1599 sqft
Property Type
Residential Condo & Other

Additional Details

StatusTerminated
Listed Date1/15/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionBrick, Stone
BasementNone
CountyNorthumberland
Annual Tax$6,868

Parking & Garage

Parking Spaces2.0
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeHeat Pump
CoolingCentral Air

Features

Property Features

Arts Centre, Beach, Clear View, Golf, Marina

Interior Features

Atrium, Auto Garage Door Remote, Carpet Free, Primary Bedroom - Main Floor, Separate Heating Controls, Separate Hydro Meter, Storage, Storage Area Lockers, Water Heater Owned, Wheelchair Access

Security Features

Community Features

Location

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323 George Street, Unit 3, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 323 George Street 403, Cobourg, ON K9A 3L9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

Configure Loan Settings

Interest Rate4.00%
Down Payment$284,970 (30.0%)
* Minimum Canadian down payment required for this price is $69,990.
Amortization Period30 Years
Estimated Monthly Payment$3,162Based on a loan of $664,930 over 30 years.
Purchase Price$949,900
Loan Amount$664,930
Provincial Land Transfer Tax:$15,473
Total Estimated Closing Taxes:$15,473

About Purchasing a Home in Cobourg, ON

For a property listed at $949,900 in Cobourg, the legal minimum down payment is $69,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,473 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$776,908

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.