348 Elgin Street, Cobourg, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $629,990 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 4 Bedrooms and 2 Bathrooms
- Generous living space spanning 1500-2000 sqft on a premium 59.22 x 100.39 ft lot
- Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available
- Notable attributes: In-Law Capability, Primary Bedroom - Main Floor, Storage
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 348 Elgin St W, a charming 4-bedroom home in the heart of Cobourg offering character, flexibility, and space for the whole family. The standout family room features warm wood beams, a beautiful stone fireplace, large windows, and an inviting atmosphere perfect for relaxing or gathering. The bright, upgraded kitchen offers a modern feel with quartz countertops, stylish cabinetry, a large centre island, and an open layout that creates a natural hub for everyday living. The main floor also features a versatile formal dining room, plus a convenient main-floor bedroom and an added shower, making the layout ideal for multi-generational living, guests, or anyone seeking extra main-level functionality. Upstairs, you'll find three additional bedrooms and a spacious bathroom. Outside, enjoy a generous fenced backyard with deck space, garden beds, storage shed, and room to entertain, play, or unwind. A great opportunity to enjoy small-town Cobourg charm with a practical family-friendly layout and plenty of room to grow.
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Property Summary
This detached home located at 348 Elgin Street, Cobourg is currently for sale and has been available on SousaSells for 3 days. This property is listed at $629,990 with an estimated mortgage of $2,097* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 348 Elgin Street, Cobourg is in the Cobourg neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Park, Fenced Yard, Public Transit
Interior Features
In-Law Capability, Primary Bedroom - Main Floor, Storage, Sump Pump, Water Heater
Security Features
Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 348 Elgin Street W, Cobourg, ON K9A 5T6
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Cobourg, ON
For a property listed at $629,990 in Cobourg, the legal minimum down payment is $37,999 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,075 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,075.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.