369 Walton Street, Cobourg, ON

$650,000
MLS#:X13572810
2 beds
1 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $650,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 42 x 172.42 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this delightful 2-bedroom, 1-bathroom bungalow, perfectly situated just steps from downtown Cobourg, the beach, and the shores of Lake Ontario. This is lakeside living at its most convenient - walk to shops, restaurants, and sandy shoreline, then come home to your own private backyard retreat. Inside, the open-concept living and dining area offers a bright, easy flow that's perfect for everyday living and entertaining alike. The kitchen opens onto a cozy family room, creating a warm, welcoming space to gather. Two comfortable bedrooms and a full bathroom round out the main living space. The unfinished basement offers an open floor plan that offers additional living space and ample storage that awaits your creative touch. Step outside and discover the true showstopper: a fully fenced, private backyard oasis featuring an oversized heated inground pool and a dedicated pool house - ideal for summer days and long, lazy evenings. Unwind on the back deck under the charming pergola, whether you're hosting friends or simply soaking in the sunshine.With its unbeatable location and rare backyard amenities, this bungalow offers the best of small-town lakeside charm with resort-style living right at home. A must-see for anyone dreaming of the ultimate Cobourg lifestyle.

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Property Summary

This detached home located at 369 Walton Street, Cobourg is currently for sale and has been available on SousaSells for 1 day. This property is listed at $650,000 with an estimated mortgage of $2,164* per month. It has 2 beds, 1 bathroom, and is 1100-1500 square feet. 369 Walton Street, Cobourg is in the Cobourg neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/16/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementUnfinished
Lot Size42 × 172.42 Feet
CountyNorthumberland
Annual Tax$4,465
Legal DescriptionPT LT 11 BLK D PL CADDY (FORMERLY LT 15 CON A HAMILTON) COBOURG; PT LT 12 BLK D PL CADDY (FORMERLY LT 15 CON A HAMILTON) COBOURG AS IN NC321093; COBOURG

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Fenced Yard, Lake/Pond, School, Hospital, Public Transit

Interior Features

Carpet Free, Primary Bedroom - Main Floor, Sump Pump

Security Features

Community Features

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Location

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369 Walton Street, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 369 Walton Street, Cobourg, ON K9A 3X4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

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Interest Rate4.00%
Down Payment$195,000 (30.0%)
* Minimum Canadian down payment required for this price is $40,000.
Amortization Period30 Years
Estimated Monthly Payment$2,164Based on a loan of $455,000 over 30 years.
Purchase Price$650,000
Loan Amount$455,000
Provincial Land Transfer Tax:$9,475
Total Estimated Closing Taxes:$9,475

About Purchasing a Home in Cobourg, ON

For a property listed at $650,000 in Cobourg, the legal minimum down payment is $40,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,475 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,475.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$776,908

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.