463 Division Street, Cobourg, ON

$639,000
MLS#:X12201755
3 beds
2 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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This listing is no longer active (Expired)

This property has been sold, leased, or taken off the market. You can view similar active listings below.

Property Highlights

Welcome to this remarkable 2-Storey duplex located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $639,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 14.33 x 37.8 ft lot
  • Features a unfinished, crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available
  • Notable attributes: Carpet Free, On Demand Water Heater
  • equipped with window unit(s) central cooling and highly efficient forced air heating via gas

Description

Charming Century Home Duplex in Prime Downtown Cobourg Location. Step into timeless charm and modern convenience with this beautifully updated duplex, ideally situated in the heart of Cobourg. Just a short walk to shopping, VIA Rail, and the stunning Cobourg waterfront and beach, this property offers both lifestyle and investment appeal. The main floor unit features a spacious and tastefully renovated two-bedroom layout. Upstairs, the second-floor unit offers a bright and airy one-bedroom, also updated. Recent upgrades include: Brand new wood front porch (2023). New back deck perfect for outdoor entertaining (2022). Fresh vinyl siding for enhanced curb appeal (2022). Modernized kitchens and bathrooms in both units (2022 Lower Unit, 2024 Upper Unit). New high-efficiency furnace (2025). Enjoy the extra space of a large backyard, ideal for tenants or future garden plans. Whether you're an investor or a homeowner, this property checks all the boxes.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusExpired
Listed Date6/6/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDuplex
Architectural Style2-Storey
ConstructionVinyl Siding
BasementUnfinished, Crawl Space
Lot Size14.33 × 37.8 Metres
CountyNorthumberland
Annual Tax$4,140
Legal DescriptionPT UNNUMBERED LT BLK I N/S SPENCER & W/S DIVISION ST PL CADDY (FORMERLY LT 17 CON A HAMILTON) COBOURG AS IN NC298058; COBOURG

Parking & Garage

Parking Spaces5.0
Garage Spaces5
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingWindow Unit(s)

Features

Property Features

Beach, Fenced Yard, Other, Public Transit, School, School Bus Route

Interior Features

Carpet Free, On Demand Water Heater

Security Features

Community Features

Location

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463 Division Street, Cobourg, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 463 Division Street, Cobourg, ON K9A 3S1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Financial Audit

Estimated Costs

Loan Amount$511,200
Monthly Mortgage$2,970
Property Tax (Est.)$345
Utilities & Maint.$350
Total Monthly Cost$3,665

Nearby School Rankings

No schools found within 3 km of this property.

Within 2km radiusFraser Institute Ratings

Nearby Listings

Distance:

No current listings found in Cobourg.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$725,294

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1
Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.