997 Field Court, Cobourg, ON

$524,900
MLS#:X13633850
2 beds
2 baths
700-1100 sqft
3.0 parking
Residential Freehold
997 Field Court, Cobourg, ON K9A 5M9

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cobourg. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $524,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 32.81 x 136.16 ft lot
  • Features a partially finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

There's something refreshing about a home that's the right size, in the right location, and designed for comfortable everyday living. Welcome to this two-bedroom, two-bathroom bungalow nestled in one of Cobourg's established neighbourhoods, just minutes from Terry Fox Public School, Northumberland Hills Hospital, shopping, restaurants, parks, highway 401 and everyday amenities. Inside, the bright and functional main floor offers an easy-flowing layout that feels both welcoming and practical. The living and dining areas provide comfortable spaces to relax or entertain, while the well-appointed kitchen offers plenty of workspace and storage for day-to-day living. Both bedrooms are conveniently located on the main level, and the spacious primary bedroom enjoys ensuite-effect access to the main bathroom, adding an extra level of comfort and convenience. The home has been lovingly cared for over the years and offers an excellent opportunity for its next owner to update and personalize the space at their own pace. The partially finished basement expands the home's versatility with a second full bathroom and flexible space that's ready to suit your lifestyle. Whether you need a family room, home office, hobby area, fitness space, or additional storage, there's plenty of room to make it your own over time. Outside, the manageable property offers the perfect balance of outdoor enjoyment without the maintenance of a larger lot, making it an excellent fit for those looking to simplify their lifestyle while still enjoying their own private outdoor space. Whether you're purchasing your first home, looking to downsize without compromise, or searching for a home that's easy to maintain in a location you'll appreciate every day, this inviting bungalow offers comfort, flexibility, and the opportunity to add your own personal style over time.

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Property Summary

This detached home located at 997 Field Court, Cobourg is currently for sale and has been available on SousaSells for 2 days. This property is listed at $524,900 with an estimated mortgage of $1,747* per month. It has 2 beds, 2 bathrooms, and is 700-1100 square feet. 997 Field Court, Cobourg is in the Cobourg neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Cobourg, Cobourg.

Highly Recommended for Families
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/4/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementPartially Finished, Full
Lot Size32.81 × 136.16 Feet
CountyNorthumberland
Annual Tax$4,145.95
Legal DescriptionPCL 34-2 SEC 39M739; FIRSTLY: LT 34 PL 39M739 COBOURG S/T A RIGHT IN FAVOUR OF GEORGE WIMPEY CANADA LIMITED, AS IN LT9468; SECONDLY: BLK 184 PL 39M739 COBOURG S/T A RIGHT IN FAVOUR OF GEORGE WIMPEY CANADA LIMITED, AS IN LT10011; COBOURG

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 997 Field Court, Cobourg, ON

Q.What is the asking price for 997 Field Court, Cobourg, ON ?

The current listing price for 997 Field Court, Cobourg, ON in Cobourg, Cobourg is $524,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 997 Field Court, Cobourg, ON ?

997 Field Court, Cobourg, ON is a Detached (Bungalow) featuring a Partially Finished, Full basement.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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997 Field Court, Cobourg, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 997 Field Court, Cobourg, ON K9A 5M9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cobourg.

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Interest Rate4.00%
Down Payment$157,470 (30.0%)
* Minimum Canadian down payment required for this price is $27,490.
Amortization Period30 Years
Estimated Monthly Payment$1,747Based on a loan of $367,430 over 30 years.
Purchase Price$524,900
Loan Amount$367,430
Provincial Land Transfer Tax:$6,973
Total Estimated Closing Taxes:$6,973

About Purchasing a Home in Cobourg, ON

For a property listed at $524,900 in Cobourg, the legal minimum down payment is $27,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,973 for this transaction. As this listing is in Cobourg (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,973.

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Cobourg, Cobourg Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cobourg, Cobourg.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$769,888

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cobourg, Cobourg

Elementary Schools

C R Gummow
Public311 Cottesmore Avenue, Cobourg, Ontario, K9A 4E3
5.9
St. Joseph
Catholic919 D'Arcy Street, Cobourg, Ontario, K9A 4B4
3.6
Burnham
Public614 Burnham Street, Cobourg, Ontario, K9A 2X1
5.2
Notre Dame
Public760 Burnham Street, Cobourg, Ontario, K9A 2X6
4.6
Terry Fox
Public1065 Riddell Avenue, Cobourg, Ontario, K9A 5N4
7.3

Secondary Schools

Cobourg
Public335 King Street East, Cobourg, Ontario, K9A 1M2
5.6
St. Mary
Catholic1050 Birchwood Trail, Cobourg, Ontario, K9A 5S9
7.1

Cobourg, Cobourg Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.