Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Rural Cramahe. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $649,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Nestled in the heart of Northumberland County, 1562 Morganston Rd sits in the quiet township of Cramahe - surrounded by rolling hills, open farmland, and mature trees. You're minutes from the charming hamlet of Castleton, home to one of Canada's longest-running general stores, and a short drive to Warkworth, a designated arts community known for its local shops, cafes, galleries, and healthcare. Cobourg - with its full range of amenities, waterfront, shopping, and dining - is just 20 minutes away. Quick access to Highway 401 keeps Toronto within reach without giving up the peace of rural Ontario. The property sits on just under an acre framed by mature willows, maples, and pines and a white picket fence. Multiple patios with outdoor lighting make it a natural space for entertaining, with plenty of open room for kids to enjoy the outdoors. Outbuildings and sheds round out the lot with added storage and functionality. This large home has the space and layout to support multigenerational living, two families under one roof, or a self-contained in-law suite. The size gives you real options - however your situation evolves, this home can adapt. The main floor offers generous living space, a huge eat-in kitchen, a family room, a games room, and 3 bedrooms including 2.5 baths. The screened porch extends your usable space well into the warmer months. The south wing's second floor adds 3 more bedrooms. The basement has the room and ceiling height to be partially finished or used for serious storage. The home is equipped with geothermal heating and an oversized septic system. Ideal for large families or contractors who need space for their equipment.
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Carpet Free, Guest Accommodations, In-Law Capability, Storage, Sump Pump, Water Heater
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Data-driven valuation for 1562 Morganston Road, Cramahe, ON K0K 1M0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cramahe.
About Purchasing a Home in Cramahe, ON
For a property listed at $649,000 in Cramahe, the legal minimum down payment is $39,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,455 for this transaction. As this listing is in Cramahe (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,455.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.