1562 Morganston Road, Cramahe, ON

$649,000
MLS#:X13451868
6 beds
3 baths
2500-3000 sqft
7.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Rural Cramahe. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $649,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 103.5 x 159 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Carpet Free, Guest Accommodations, In-Law Capability
  • equipped with other central cooling and highly efficient forced air heating via ground source

Description

Nestled in the heart of Northumberland County, 1562 Morganston Rd sits in the quiet township of Cramahe - surrounded by rolling hills, open farmland, and mature trees. You're minutes from the charming hamlet of Castleton, home to one of Canada's longest-running general stores, and a short drive to Warkworth, a designated arts community known for its local shops, cafes, galleries, and healthcare. Cobourg - with its full range of amenities, waterfront, shopping, and dining - is just 20 minutes away. Quick access to Highway 401 keeps Toronto within reach without giving up the peace of rural Ontario. The property sits on just under an acre framed by mature willows, maples, and pines and a white picket fence. Multiple patios with outdoor lighting make it a natural space for entertaining, with plenty of open room for kids to enjoy the outdoors. Outbuildings and sheds round out the lot with added storage and functionality. This large home has the space and layout to support multigenerational living, two families under one roof, or a self-contained in-law suite. The size gives you real options - however your situation evolves, this home can adapt. The main floor offers generous living space, a huge eat-in kitchen, a family room, a games room, and 3 bedrooms including 2.5 baths. The screened porch extends your usable space well into the warmer months. The south wing's second floor adds 3 more bedrooms. The basement has the room and ceiling height to be partially finished or used for serious storage. The home is equipped with geothermal heating and an oversized septic system. Ideal for large families or contractors who need space for their equipment.

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Key Features

Bedrooms
6
Bathrooms
3
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/16/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementFull, Unfinished
Lot Size103.5 × 159 Feet
CountyNorthumberland
Annual Tax$4,272
Legal DescriptionPT LT 18 CON 9 CRAMAHE PT 1 & 2, 39R6305 AND PT 10, 38R4937; CRAMAHE

Parking & Garage

Parking Spaces7.0
Garage Spaces6
Garage TypeAttached

Heating & Cooling

Heat SourceGround Source
Heat TypeForced Air
CoolingOther

Features

Property Features

Interior Features

Carpet Free, Guest Accommodations, In-Law Capability, Storage, Sump Pump, Water Heater

Security Features

Smoke Detector

Community Features

Location

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1562 Morganston Road, Cramahe, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1562 Morganston Road, Cramahe, ON K0K 1M0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cramahe.

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Interest Rate5.25%
Down Payment$39,900 (6.1%)
* Minimum Canadian down payment required for this price is $39,900.
Amortization Period25 Years
Estimated Monthly Payment$3,630Based on a loan of $609,100 over 25 years.
Purchase Price$649,000
Loan Amount$609,100
Provincial Land Transfer Tax:$9,455
Total Estimated Closing Taxes:$9,455

About Purchasing a Home in Cramahe, ON

For a property listed at $649,000 in Cramahe, the legal minimum down payment is $39,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,455 for this transaction. As this listing is in Cramahe (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,455.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Cramahe, Cramahe.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$821,950

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.