50 Division Street, Cramahe, ON

$438,800
MLS#:X13532948
2 beds
1 baths
700-1100 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow semi-detached located in the coveted neighborhood of Colborne. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $438,800 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 47.87 x 150.79 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient carport configuration
  • Notable attributes: Garburator, Primary Bedroom - Main Floor, Water Heater Owned
  • equipped with wall unit(s) central cooling and highly efficient heat pump heating via gas

Description

Welcome to 50 Division St. in Colborne, a beautifully updated 2-bedroom semi-detached bungalow, ready for you to move in and enjoy. Recent interior updates include vinyl flooring, kitchen cabinets, a stylish backsplash, and modern countertops, along with numerous improvements designed for comfortable everyday living. This home has been extensively renovated with many major upgrades and essential system enhancements already completed, including a heat pump installation, electrical upgrades from fuses to circuit breakers, attic insulation and ventilation improvements, and crawlspace spray foam insulation. Structural reinforcement and repair work have been carried out, along with mould remediation, providing you with added peace of mind. With many major renovations already done, there are still great options to add your personal touches and make this space your own. Additional highlights include a functional laundry room addition and a seasonal sunroom/flex space. The property also features a carport, a newly expanded deck with privacy fencing, and a beautifully refinished 10x16 bunkie with new flooring, renovated interior finishes, updated windows and door, steel roofing, and electrical service. More than just extra storage, this versatile space offers excellent potential as a hobby studio, home office, or private retreat. Situated on a mature ravine lot, this property offers exceptional privacy, complemented by the tranquil sounds of Colborne Creek at your doorstep. Take advantage of this fantastic opportunity for first-time buyers, downsizers, or investors!

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/7/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementCrawl Space
Lot Size47.87 × 150.79 Feet
CountyNorthumberland
Annual Tax$1,679
Legal DescriptionPT LT 32 CON 1 CRAMAHE PT 4 & 5, 38R3381; CRAMAHE

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeCarport

Heating & Cooling

Heat SourceGas
Heat TypeHeat Pump
CoolingWall Unit(s)

Features

Property Features

Park, Ravine, School Bus Route, Wooded/Treed

Interior Features

Garburator, Primary Bedroom - Main Floor, Water Heater Owned, Upgraded Insulation

Security Features

Community Features

Location

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50 Division Street, Cramahe, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 50 Division Street, Cramahe, ON K0K 1S0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Cramahe.

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Interest Rate5.25%
Down Payment$21,940 (5.0%)
* Minimum Canadian down payment required for this price is $21,940.
Amortization Period25 Years
Estimated Monthly Payment$2,484Based on a loan of $416,860 over 25 years.
Purchase Price$438,800
Loan Amount$416,860
Provincial Land Transfer Tax:$5,251
Total Estimated Closing Taxes:$5,251

About Purchasing a Home in Cramahe, ON

For a property listed at $438,800 in Cramahe, the legal minimum down payment is $21,940 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,251 for this transaction. As this listing is in Cramahe (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,251.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Colborne, Cramahe.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$726,574

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.