187 South Mill Street, Fort Erie, ON

$500,000
MLS#:X13567800
3 beds
1 baths
1500-2000 sqft
8.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 335 - Ridgeway. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $500,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1500-2000 sqft on a premium 66 x 165 ft lot
  • Features a partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater Owned
  • equipped with window unit(s) central cooling and highly efficient other heating via wood

Description

A rare opportunity in downtown Ridgeway, with a generous lot! Located in the heart of the charming town of Ridgeway, you'll appreciate its rich history, welcoming community, and convenient access to restaurants, grocery stores, boutique shopping, and everyday amenities. This property offers an impressive 66' x 165' mostly fenced lot with mature trees, privacy, and plenty of outdoor space to enjoy. Whether you're looking for room for children and pets to play, space for gardens, future outbuildings, or simply a large backyard to relax and entertain, this property provides exceptional flexibility. A stone driveway leads to the standout 24' x 24' insulated detached garage, complete with a wood stove, making it an ideal workshop, hobby space, or storage for vehicles and recreational equipment. The backyard also features a patio for outdoor dining and entertaining, while the covered front porch provides another inviting place to unwind. A durable metal roof adds long-term value and peace of mind. Inside, the home offers a bright, functional layout with plenty of natural light throughout. The spacious living room features two large windows, including a bay window, and a gas fireplace that creates a warm focal point. The kitchen offers generous counter and cupboard space along with a walkout to the backyard patio, creating an easy connection between indoor and outdoor living. A separate dining room with hardwood flooring is perfect for family meals and gatherings, while flooring throughout the remainder of the home includes carpet and vinyl, and a 4-piece bathroom. The second level features three bedrooms, a community walk-in closet ideal for storage of linens and an open loft area great for a little TV area or home office. Combining a spacious lot, mature landscaping, an exceptional detached garage, and a practical family-friendly floor plan, this property offers outstanding potential both inside and out.

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Property Summary

This detached home located at 187 South Mill Street, Fort Erie is currently for sale and has been available on SousaSells for 1 day. This property is listed at $500,000 with an estimated mortgage of $1,664* per month. It has 3 beds, 1 bathroom, and is 1500-2000 square feet. 187 South Mill Street, Fort Erie is in the 335 - Ridgeway neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/15/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementPartial Basement
Lot Size66 × 165 Feet
CountyNiagara
Annual Tax$3,411.59
Legal DescriptionLT 26 W/S SOUTH MILL ST PL 349 BERTIE; FORT ERIE

Parking & Garage

Parking Spaces8.0
Garage Spaces6
Garage TypeDetached

Heating & Cooling

Heat SourceWood
Heat TypeOther
CoolingWindow Unit(s)

Features

Property Features

Fenced Yard, Beach, Library, Park, Place Of Worship, School

Interior Features

Water Heater Owned

Security Features

Community Features

Virtual Tours

Location

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187 South Mill Street, Fort Erie, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 187 South Mill Street, Fort Erie, ON L0S 1N0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Fort Erie.

Configure Loan Settings

Interest Rate4.00%
Down Payment$150,000 (30.0%)
* Minimum Canadian down payment required for this price is $25,000.
Amortization Period30 Years
Estimated Monthly Payment$1,664Based on a loan of $350,000 over 30 years.
Purchase Price$500,000
Loan Amount$350,000
Provincial Land Transfer Tax:$6,475
Total Estimated Closing Taxes:$6,475

About Purchasing a Home in Fort Erie, ON

For a property listed at $500,000 in Fort Erie, the legal minimum down payment is $25,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,475 for this transaction. As this listing is in Fort Erie (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,475.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 335 - Ridgeway, Fort Erie.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$826,160

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Garrison Road
Public1110 Garrison Road, Fort Erie, Ontario, L2A 1N9
7.8
St Philomena
Public1332 Phillips Street, Fort Erie, Ontario, L2A 3C2
7.3
General Vanier
Public
6.8
Our Lady of Victory
Public300 Central Avenue, Fort Erie, Ontario, L2A 3T3
5.0

Secondary Schools

Greater Fort Erie
Public1640 Garrison Road, Fort Erie, Ontario, L2A 5M4
5.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.