Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 332 - Central. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $524,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Welcome to 239 Phipps Street, a charming 1.5-storey brick home ideally located just a short walk from the Niagara River and the scenic Niagara Parkway. This well-maintained property offers peace of mind with numerous recent updates, including the furnace, central air conditioning, hot water on demand system, and electrical panel, all completed within the past 2 years. The bright, updated kitchen was renovated within the last 10 years and features newer appliances, including a dishwasher, refrigerator, stove, and microwave (2025). Additional upgrades include a Generac generator (approximately 3 years old) and central vacuum system (1 year old). This home offers a convenient main-floor bedroom, while the upper level features two additional bedrooms and a convenient 3-piece bathroom. The lower level provides excellent additional living space with a cozy recreation room, bar area for entertaining, and a combined laundry and 3-piece bathroom that is easily accessible from the main-floor bedroom, just a short flight of stairs. Outside, you'll find your own private oasis with a detached double garage with a loft with hydro (would need garage door to convert to true garage). Separate she-shed with hydro and covered seating area offers plenty of room for hobbies, tools, and seasonal storage. The large backyard is perfect for relaxing or entertaining, complete with a firepit area for enjoying evenings outdoors. Ample parking and plenty of space for a trailer adds even more versatility to this fantastic property. This is a wonderful opportunity to own a move-in-ready home in a desirable location!
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Central Vacuum, Generator - Full, On Demand Water Heater, Water Heater Owned
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Data-driven valuation for 239 Phipps Street, Fort Erie, ON L2A 2V4
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Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Fort Erie.
About Purchasing a Home in Fort Erie, ON
For a property listed at $524,900 in Fort Erie, the legal minimum down payment is $27,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,973 for this transaction. As this listing is in Fort Erie (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,973.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.