2097 Hambly Lane, Frontenac, ON

$899,000
MLS#:X13512994
3 beds
2 baths
1100-1500 sqft
8.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 47 - Frontenac South. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $899,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 103 x 270.7 ft lot
  • Features a finished, finished with walk-out, full, crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Central Vacuum, On Demand Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

Welcome to your own waterfront retreat on spectacular Hambly Lake. Nestled on a beautifully terraced 2/3-acre lot just 25 minutes north of Highway 401, this meticulously maintained 3-bedroom, 2-bath home offers the perfect blend of comfort, privacy and year-round lakeside living.Designed to capture the beauty of its surroundings, the bright, open main level is filled with natural light and stunning lake views. A full-length screened porch extends your living space outdoors, creating the perfect place to enjoy morning coffee, family dinners or a quiet evening listening to the sounds of the lake. The spacious primary suite offers a walk-in closet and convenient access to the main bath, while a pocket door allows the bedroom, bath and laundry area to become a private retreat.The walk-out lower level is ideal for family and guests, featuring a warm and inviting family room with a pellet stove, two additional bedrooms with a Jack-and-Jill bath, a flexible office area for working from home, and a sunroom with easy access to the backyard and waterfront.Outside, the gently terraced property invites you to embrace everything waterfront living has to offer. Spend summer days swimming, boating, paddling or fishing right from your shoreline, then relax in the hot tub or unwind in the sauna as the sun sets over the lake. In winter, enjoy skating, sledding and cross-country skiing just steps from your door.Hambly Lake connects to Verona and Howes Lakes through Hardwood Creek, expanding your boating and paddling adventures while offering the peaceful atmosphere that makes this area so special.Over the years, the home has been thoughtfully updated inside and out, providing both modern comfort and peace of mind. A complete list of features and improvements is available in the Documents section.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementFinished, Finished with Walk-Out, Full, Crawl Space
Lot Size103 × 270.7 Feet
CountyFrontenac
Annual Tax$3,482
Legal DescriptionPT LT 7, CON 11; PT RDAL BTN CONS 10&11, CLOSED BY BYLAW FR554509, PTS 1 & 2, 13R9824; S/T & T/W FR556004; S/T UNREGISTERED HYDRO EASEMENT ; PORTLAND

Parking & Garage

Parking Spaces8.0
Garage Spaces6
Garage TypeAttached

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Auto Garage Door Remote, Central Vacuum, On Demand Water Heater, Primary Bedroom - Main Floor, Sauna, Water Heater Owned, Water Softener, Water Treatment

Security Features

Community Features

Location

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2097 Hambly Lane, Frontenac, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 2097 Hambly Lane, Frontenac, ON K0H 1W0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Frontenac.

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Interest Rate5.25%
Down Payment$64,900 (7.2%)
* Minimum Canadian down payment required for this price is $64,900.
Amortization Period25 Years
Estimated Monthly Payment$4,971Based on a loan of $834,100 over 25 years.
Purchase Price$899,000
Loan Amount$834,100
Provincial Land Transfer Tax:$14,455
Total Estimated Closing Taxes:$14,455

About Purchasing a Home in Frontenac, ON

For a property listed at $899,000 in Frontenac, the legal minimum down payment is $64,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,455 for this transaction. As this listing is in Frontenac (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Frontenac.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$661,906

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.