114 North Street, Gananoque, ON

$389,000
MLS#:X13577624
2 beds
2 baths
700-1100 sqft
1.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 05 - Gananoque. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $389,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 29.83 x 61.84 ft lot
  • Features a unfinished, partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available
  • Notable attributes: Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

This sweet little home has so much to offer. Step in through the custom built pine awning to the open concept main floor. There is a cozy living and dining room, bright and efficient kitchen with ample storage and a convenient two piece powder room. From the main living space you have easy access to the fenced and very private yard where there is room to entertain guests outside. All your garden tools and outdoor equipment can be stored in the practical storage shed. The second level offers a flexible layout with two bedrooms, a three bedrooms, a three piece bath and convenient laundry area. The partial basement is unfinished and is perfect for additional storage. with extensive renovations in 2020 and recently added central air, this home offers comfort and exceptional value. Located close to all the shops, amenities and lovely waterfront that Gananoque has to offer, you don't want to miss this property.

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Property Summary

This detached home located at 114 North Street, Gananoque is currently for sale and has been available on SousaSells for 0 days. This property is listed at $389,000 with an estimated mortgage of $1,295* per month. It has 2 beds, 2 bathrooms, and is 700-1100 square feet. 114 North Street, Gananoque is in the 05 - Gananoque neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/17/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionAluminum Siding
BasementUnfinished, Partial Basement
Lot Size29.83 × 61.84 Feet
CountyLeeds and Grenville
Annual Tax$2,574.54
Legal DescriptionPL LT 694 E GANANOQUE RIVER PL 86 AS IN LR110229; GANANOQUE

Parking & Garage

Parking Total1.0
Parking Space0
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Park, School, School Bus Route

Interior Features

Carpet Free

Security Features

Smoke Detector

Community Features

Location

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114 North Street, Gananoque, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 114 North Street N, Gananoque, ON K7G 1L6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Gananoque.

Configure Loan Settings

Interest Rate4.00%
Down Payment$116,700 (30.0%)
* Minimum Canadian down payment required for this price is $19,450.
Amortization Period30 Years
Estimated Monthly Payment$1,295Based on a loan of $272,300 over 30 years.
Purchase Price$389,000
Loan Amount$272,300
Provincial Land Transfer Tax:$4,310
Total Estimated Closing Taxes:$4,310

About Purchasing a Home in Gananoque, ON

For a property listed at $389,000 in Gananoque, the legal minimum down payment is $19,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,310 for this transaction. As this listing is in Gananoque (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,310.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 05 - Gananoque, Gananoque.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$589,685

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Linklater
Public300 Stone Street North, Gananoque, Ontario, K7G 1Y8
7.1

Secondary Schools

Gananoque
Public175 William Street South, Gananoque, Ontario, K7G 1S8
6.4

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.