130 Water Street, Unit 14, Gananoque, ON

$495,000
MLS#:X13165724
2 beds
2 baths
1400-1599 sqft
1.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable 1 Storey/Apt condo apartment located in the coveted neighborhood of 05 - Gananoque. Expertly crafted featuring premium concrete and vinyl siding construction, this residence presents an exceptional opportunity offered at $495,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1400-1599 sqft
  • 1.0 total parking spaces available with a convenient underground configuration
  • Notable attributes: On Demand Water Heater, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to Island Harbour Club. Experience modern waterfront living in the heart of the Thousand Islands. This stunning 2-bedroom, 2-bathroom ground-floor unit offers open-concept elegance with high ceilings, premium finishes, and expansive windows that fill the space with natural light. The kitchen features quartz countertops, sleek cabinetry, and stainless steel appliances, flowing seamlessly into the living and dining areas perfect for entertaining. The primary suite boasts a walk-in closet and spa-inspired ensuite, while the second bedroom is ideal for guests or a home office. Enjoy the convenience of in-suite laundry, secure underground parking, and a private terrace with views of the St. Lawrence River. Located steps from Gananoques vibrant downtown, marinas, parks, and trails, with easy access to Kingston . This boutique condominium offers a relaxed lifestyle in an unbeatable location.

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Property Summary

This condo apartment located at 130 Water Street, Gananoque is currently for sale and has been available on SousaSells for 71 days. This property is listed at $495,000 with an estimated mortgage of $1,648* per month. It has 2 beds, 2 bathrooms, and is 1400-1599 square feet. 130 Water Street, Gananoque is in the 05 - Gananoque neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 05 - Gananoque, Gananoque.

Highly Recommended for Families
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1400-1599 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in Gananoque.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1400-1599 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Listed Date5/23/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural Style1 Storey/Apt
ConstructionConcrete, Vinyl Siding
BasementNone
CountyLeeds and Grenville
Annual Tax$6,214

Parking & Garage

Parking Total1.0
Parking Space0
Garage TypeUnderground

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Lake Access
  • Park
  • Rec./Commun.Centre

Interior Features

  • On Demand Water Heater
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 130 Water Street, Unit 14, Gananoque, ON

Q.What is the asking price for 130 Water Street, Unit 14, Gananoque, ON ?

The current listing price for 130 Water Street, Unit 14, Gananoque, ON in 05 - Gananoque, Gananoque is $495,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 1400-1599 sqft.

Q.What property type and architectural style is 130 Water Street, Unit 14, Gananoque, ON ?

130 Water Street, Unit 14, Gananoque, ON is a Condo Apartment (1 Storey/Apt) featuring a None basement.

Q.What key property features does 130 Water Street, Unit 14, Gananoque, ON offer?

Key property features include: Lake Access, Park, Rec./Commun.Centre.

Q.What interior features are included in this home?

Interior highlights include: On Demand Water Heater, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (Underground).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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130 Water Street, Unit 14, Gananoque, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 130 Water Street E 14, Gananoque, ON K7G 0A8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Gananoque.

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Interest Rate4.00%
Down Payment$148,500 (30.0%)
* Minimum Canadian down payment required for this price is $24,750.
Amortization Period30 Years
Estimated Monthly Payment$1,648Based on a loan of $346,500 over 30 years.
Purchase Price$495,000
Loan Amount$346,500
Provincial Land Transfer Tax:$6,375
Total Estimated Closing Taxes:$6,375

About Purchasing a Home in Gananoque, ON

For a property listed at $495,000 in Gananoque, the legal minimum down payment is $24,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,375 for this transaction. As this listing is in Gananoque (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,375.

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05 - Gananoque, Gananoque Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 05 - Gananoque, Gananoque.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$705,238

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 05 - Gananoque, Gananoque

Elementary Schools

Linklater
Public300 Stone Street North, Gananoque, Ontario, K7G 1Y8
7.1

Secondary Schools

Gananoque
Public175 William Street South, Gananoque, Ontario, K7G 1S8
6.4

05 - Gananoque, Gananoque Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.