Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 05 - Gananoque. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $440,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Perfect for savvy buyers seeking mortgage assistance or multi-family living, this centrally located home in the heart of downtown Gananoque is just steps from the Town Square. The main floor features a cozy living room, a stylish kitchen, and two comfortable bedrooms, while a separate entrance leads to a bright and airy two-bedroom upper unit. This property offers incredible peace of mind with extensive updates, including a metal roof, newer windows, deck, furnace, A/C, and hot water tanks. Adding to the convenience, both levels are equipped with separate meters for hydro and water, all appliances are included, and the exterior features four parking spots and a spacious backyard. Situated directly across from the baseball diamond and the Gananoque River, this home combines modern upgrades with a prime location in the "Gateway to the 1000 Islands". Vacant Possession.
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In-Law Suite, Separate Hydro Meter
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 151 Adelaide Street, Gananoque, ON K7G 2B7
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Gananoque.
About Purchasing a Home in Gananoque, ON
For a property listed at $440,999 in Gananoque, the legal minimum down payment is $22,050 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,295 for this transaction. As this listing is in Gananoque (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,295.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.