163 Pine Street, Gananoque, ON

$1,025,000
MLS#:X13646128
4 beds
3 baths
2500-3000 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of 05 - Gananoque. Expertly crafted featuring premium stone and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $1,025,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 60 x 120 ft lot
  • Features a unfinished, walk-up basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Storage, Sump Pump
  • equipped with wall unit(s) central cooling and highly efficient radiant heating via gas

Description

Full of character and timeless charm, this spacious 4-bedroom family home sits on a large, tree-lined lot designed to capture natural light throughout the day. The main floor offers generous principal rooms including a welcoming living room with wood-burning fireplace, formal dining room with built-in cabinetry and hardwood floors, and a well-appointed kitchen featuring granite countertops, built-in appliances, abundant cabinetry, and cozy bench seating. A bright sunroom overlooks the fully fenced backyard oasis complete with an in-ground pool, gardens, and lawn, while the sunny breakfast nook with skylights opens to a covered porch with additional skylights. The main level also includes a 3 piece bath with skylight. Upstairs, a wide staircase leads to four spacious bedrooms, a 4 piece bathroom, 2 piece ensuite, and linen closet. The third floor bonus room features a rare 1938 slate Brunswick billiard table and ample storage space. The lower level includes a bright laundry room and excellent storage. Numerous updates provide peace of mind, including extensive electrical upgrades (2024), heat pumps/air conditioning (2024), boiler (2019), pool liner (2017), windows (2012/2013), garage door (2022), pool pump (2025), sump pump (2025), battery backup for sump pump (2026), plus extensive interior painting and new window coverings (2025). Ideally located within walking distance to schools, downtown shopping, pubs, restaurants, the 1000 Islands Playhouse, waterfront amenities, and marinas, with grocery stores, highway access, and the St. Lawrence Parkway just minutes away.

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Property Summary

This detached home located at 163 Pine Street, Gananoque is currently for sale and has been available on SousaSells for 5 days. This property is listed at $1,025,000 with an estimated mortgage of $3,412* per month. It has 4 beds, 3 bathrooms, and is 2500-3000 square feet. 163 Pine Street, Gananoque is in the 05 - Gananoque neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in 05 - Gananoque, Gananoque.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 3 well-appointed bathrooms
  • 2500-3000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 05 - Gananoque, Gananoque.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/6/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2 1/2 Storey
ConstructionStone, Stucco (Plaster)
BasementUnfinished, Walk-Up
Lot Size60 × 120 Feet
CountyLeeds and Grenville
Annual Tax$4,847.25
Legal DescriptionLT 67 E GANANOQUE RIVER PL 86, GANANOQUE

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingWall Unit(s)

Features

Property Features

  • Fenced Yard
  • Lake/Pond
  • Marina
  • Park
  • Place Of Worship
  • River/Stream

Interior Features

  • Auto Garage Door Remote
  • Storage
  • Sump Pump
  • Water Meter
  • Workbench

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 163 Pine Street, Gananoque, ON

Q.What is the asking price for 163 Pine Street, Gananoque, ON ?

The current listing price for 163 Pine Street, Gananoque, ON in 05 - Gananoque, Gananoque is $1,025,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 2500-3000 sqft.

Q.What property type and architectural style is 163 Pine Street, Gananoque, ON ?

163 Pine Street, Gananoque, ON is a Detached (2 1/2 Storey) featuring a Unfinished, Walk-Up basement.

Q.What key property features does 163 Pine Street, Gananoque, ON offer?

Key property features include: Fenced Yard, Lake/Pond, Marina, Park, Place Of Worship, River/Stream.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Storage, Sump Pump, Water Meter, Workbench.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Wall Unit(s).

Location

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163 Pine Street, Gananoque, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 163 Pine Street, Gananoque, ON K7G 1C6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Gananoque.

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Interest Rate4.00%
Down Payment$307,500 (30.0%)
* Minimum Canadian down payment required for this price is $205,000.
Amortization Period30 Years
Estimated Monthly Payment$3,412Based on a loan of $717,500 over 30 years.
Purchase Price$1,025,000
Loan Amount$717,500
Provincial Land Transfer Tax:$16,975
Total Estimated Closing Taxes:$16,975

About Purchasing a Home in Gananoque, ON

For a property listed at $1,025,000 in Gananoque, the legal minimum down payment is $205,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,975 for this transaction. As this listing is in Gananoque (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,975.

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05 - Gananoque, Gananoque Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 05 - Gananoque, Gananoque.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$705,238

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 05 - Gananoque, Gananoque

Elementary Schools

Linklater
Public300 Stone Street North, Gananoque, Ontario, K7G 1Y8
7.1

Secondary Schools

Gananoque
Public175 William Street South, Gananoque, Ontario, K7G 1S8
6.4

05 - Gananoque, Gananoque Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.