1053 Harrison Trail, Georgian Bay, ON

$899,000
MLS#:X13570584
5 beds
1 baths
700-1100 sqft
7.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Freeman. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $899,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a spacious lot (Feet)
  • 7.0 total parking spaces available
  • Notable attributes: Carpet Free, Guest Accommodations, Primary Bedroom - Main Floor
  • Efficient other heating via electric

Description

Welcome to cottage life on 12 Mile Bay. With 272 feet of waterfront, beautiful open views, clear water, and good fishing, this property is the perfect place to slow down and enjoy everything Muskoka has to offer. Conveniently located close to a marina and nearby golf courses, you'll have easy access to both the water and local amenities. The insulated three-bedroom cottage is full of classic cottage charm, featuring a welcoming Muskoka room, a cozy wood-burning fireplace, a 3-piece bathroom, newer appliances, and a durable metal roof. It's a comfortable space for gathering with family after a day on the water or simply unwinding with a morning coffee overlooking the water. A fully renovated 260 sq. ft. bunkie provides excellent additional accommodation with two bedrooms and a 2-piece bathroom, making it ideal for family and guests. There's also plenty of storage beneath both the bunkie and the cottage, along with an insulated utility room for added practicality.Whether you're swimming, boating, casting a line, or enjoying evenings around the fire, this property on 12 mile bay captures the timeless charm of a true Muskoka cottage and is ready for a new family to make memories for years to come.

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Property Summary

This detached home located at 1053 Harrison Trail, Georgian Bay is currently for sale and has been available on SousaSells for 1 day. This property is listed at $899,000 with an estimated mortgage of $2,992* per month. It has 5 beds, 1 bathroom, and is 700-1100 square feet. 1053 Harrison Trail, Georgian Bay is in the Freeman neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/16/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionWood
BasementNone
CountyMuskoka
Annual Tax$3,640
Legal DescriptionPCL 18797 SEC MUSKOKA; SUMMER RESORT LT 69 PL M413 FREEMAN; PT RDAL IN FRONT OF LT 46 CON 8 FREEMAN CLOSED BY LT118001; PT 13 & 14 35R8298; GEORGIAN BAY ; THE DISTRICT MUNICIPALITY OF MUSKOKA

Parking & Garage

Parking Spaces7.0
Garage Spaces7
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeOther
CoolingNone

Features

Property Features

Golf, Beach, Clear View, Lake Access, Marina, Part Cleared

Interior Features

Carpet Free, Guest Accommodations, Primary Bedroom - Main Floor, Sewage Pump, Storage, Water Heater Owned, Workbench

Security Features

Carbon Monoxide Detectors

Community Features

Virtual Tours

Location

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1053 Harrison Trail, Georgian Bay, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1053 Harrison Trail, Georgian Bay, ON P0C 1H0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Georgian Bay.

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Interest Rate4.00%
Down Payment$269,700 (30.0%)
* Minimum Canadian down payment required for this price is $64,900.
Amortization Period30 Years
Estimated Monthly Payment$2,992Based on a loan of $629,300 over 30 years.
Purchase Price$899,000
Loan Amount$629,300
Provincial Land Transfer Tax:$14,455
Total Estimated Closing Taxes:$14,455

About Purchasing a Home in Georgian Bay, ON

For a property listed at $899,000 in Georgian Bay, the legal minimum down payment is $64,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,455 for this transaction. As this listing is in Georgian Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Freeman, Georgian Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$715,547

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.