145 High Street, Georgina, ON

$989,000
MLS#:N13538242
4 beds
2 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Sutton & Jackson's Point. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $989,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 51 x 161.1 ft lot
  • Features a separate entrance, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Water Heater Owned
  • Efficient forced air heating via gas

Description

Century Charm Meets Modern Comfort - Riverside Retreat! Welcome home to this beautifully updated Century home, where timeless character meets thoughtful modern upgrades. Gleaming hardwood floors flow throughout, complemented by soaring high ceilings and elegant tall baseboards that speak to the home's rich heritage. The newly renovated kitchen is a true showstopper, ready for everything from quiet weeknight dinners to lively family gatherings. Downstairs, a high-ceiling basement offers incredible flexibility - perfect for a workshop, home gym, or extra storage - with convenient side door access for easy come-and-go. Step outside to your covered front porch, the perfect spot for morning coffee, and take in the sprawling yard featuring vibrant flower gardens. Wander down to the river's edge, where a charming gazebo awaits - an idyllic setting for summer evenings. Backing directly onto the Black River, you'll enjoy easy access to Lake Simcoe, with public beaches just 5 minutes away for swimming, boating, and sun-soaked weekends. Location doesn't get more convenient than this: walk to the Farmer's Market, The Link, grocery store, pool, doctor, dentist, and schools - everything you need, right at your doorstep. Commuters will love being just 18 minutes to Hwy 404, 20 minutes to the GO Train, and only 1 hour to downtown Toronto. This is small-town living with modern upgrades and big-city access - a rare opportunity to own a piece of local history on the river. Don't miss this one!

Upcoming Open Houses

Sunday, July 12, 202611:00 AM - 1:00 PMPublic

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/8/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionWood
BasementSeparate Entrance, Unfinished
Lot Size51 × 161.1 Feet
CountyYork
Annual Tax$4,253.04
Legal DescriptionPT LT 1 BLK 53 PL 69 SUTTON AS IN R550168 & PTS 2 & 3, 65R16268; S/T R611115, T/W R611114; T/W R550168 ; GEORGINA

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Lake Access, River/Stream, School, School Bus Route, Waterfront, Public Transit

Interior Features

Water Heater Owned

Security Features

Community Features

Location

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145 High Street, Georgina, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 145 High Street, Georgina, ON L0E 1R0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Georgina.

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Interest Rate5.25%
Down Payment$73,900 (7.5%)
* Minimum Canadian down payment required for this price is $73,900.
Amortization Period25 Years
Estimated Monthly Payment$5,453Based on a loan of $915,100 over 25 years.
Purchase Price$989,000
Loan Amount$915,100
Provincial Land Transfer Tax:$16,255
Total Estimated Closing Taxes:$16,255

About Purchasing a Home in Georgina, ON

For a property listed at $989,000 in Georgina, the legal minimum down payment is $73,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,255 for this transaction. As this listing is in Georgina (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,255.

Nearby Listings

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No current listings found in Georgina.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Sutton & Jackson's Point, Georgina.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$975,456

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.