114 ELGIN Avenue, Goderich, ON

$569,900
MLS#:X13596972
3 beds
2 baths
1500-2000 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Goderich (Town). Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $569,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 47 x 104 ft lot
  • Features a unfinished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 114 Elgin Ave. E. in Goderich, Ontario, a delightful home that beautifully combines character with modern updates. This property has seen significant improvements, making it an ideal choice for those seeking comfort and style. The furnace and air conditioning system were both updated in 2018, alongside an efficient on-demand hot water tank. Between 2019 and 2023, all windows were replaced, enhancing energy efficiency and aesthetics. The laundry room was refreshed in 2021, providing a functional and stylish space. The four-piece bathroom underwent a stunning renovation in 2024, showcasing modern fixtures that elevate the home's charm. In the basement, an updated sump pump has been installed, complemented by a UV filter in the HVAC system, ensuring a clean and dry environment. The basement floor was poured in 2023 and adds durability to this space. For cozy evenings, the gas fireplace was updated in 2022, creating a warm atmosphere. The exterior of the property features a fully fenced yard, perfect for privacy and outdoor enjoyment, along with an upgraded back deck in 2023. Insulation upgrades include blown-in insulation for all exterior walls in 2019 and new attic insulation in 2023, enhancing energy efficiency throughout. The electrical system was upgraded in 2018, with an upgraded 200 amp panel completed in 2024, providing peace of mind for future homeowners. This home is filled with character and charm, offering a blend of modern cosmetic and mechanical updates that are sure to impress. Ask your REALTOR for a full list of upgrades that make this property a standout choice in the market.

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Property Summary

This detached home located at 114 ELGIN Avenue, Goderich is currently for sale and has been available on SousaSells for 4 days. This property is listed at $569,900 with an estimated mortgage of $1,897* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 114 ELGIN Avenue, Goderich is in the Goderich (Town) neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/23/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding, Brick
BasementUnfinished, Full
Lot Size47 × 104 Feet
CountyHuron
Annual Tax$3,691.83
Legal DescriptionPART OF LOT 328, PLAN 457 TOWN OF GODERICH AS IN R345129 (SCHEDULE "A"); TOWN OF GODERICH

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Hospital, Beach, Fenced Yard, Place Of Worship, Rec./Commun.Centre, Library

Interior Features

None

Security Features

Community Features

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Location

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114 ELGIN Avenue, Goderich, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 114 ELGIN Avenue E, Goderich, ON N7A 1K6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Goderich.

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Interest Rate4.00%
Down Payment$170,970 (30.0%)
* Minimum Canadian down payment required for this price is $31,990.
Amortization Period30 Years
Estimated Monthly Payment$1,897Based on a loan of $398,930 over 30 years.
Purchase Price$569,900
Loan Amount$398,930
Provincial Land Transfer Tax:$7,873
Total Estimated Closing Taxes:$7,873

About Purchasing a Home in Goderich, ON

For a property listed at $569,900 in Goderich, the legal minimum down payment is $31,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,873 for this transaction. As this listing is in Goderich (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,873.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Goderich Town, Goderich.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$559,300

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Goderich
Public260 South Street, Goderich, Ontario, N7A 3M5
6.0
St Mary's
PublicMary Street, Goderich, Ontario, N7A 3A3
6.4

Secondary Schools

Goderich
Public260 South Street, Goderich, Ontario, N7A 3M5
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.