104 DUNDAS Street, Greater Napanee, ON

$649,900
MLS#:X13525642
4 beds
2 baths
2000-2500 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 58 - Greater Napanee. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $649,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 66 x 122 ft lot
  • Features a partially finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater Owned
  • equipped with wall unit(s) central cooling and highly efficient heat pump heating via gas

Description

Featured in the Lennox & Addington Seniors Outreach Services 55+ Home Tour, this beautifully maintained century home is where timeless character meets modern updates. Enjoy being walking distance to downtown Napanee, the hospital, parks, and everyday amenities. Set on a private lot with two paved driveway entrances from Dundas Street West and Robinson Street, this spacious home offers room for the whole family both inside and out. The inviting eat-in kitchen features granite countertops, pot lighting, ample cabinetry, and an adjoining mudroom with convenient access to a main floor 3-piece bathroom. The oversized living room is filled with natural light from a large bay window and is anchored by a cozy natural gas fireplace with custom Gibbard built-in bookshelves, while the separate dining room provides an ideal space for family meals and entertaining. Upstairs you'll find four generous bedrooms, including a spacious primary bedroom, a second bedroom, a third bedroom currently used as a home office, and a versatile fourth bedroom that makes a perfect sitting room or guest space with extra-large closet. A well-maintained 4-piece bathroom and a convenient linen closet complete the second level. The basement offers exceptional additional living space with a rec room featuring a pool table, laundry area, workshop, cold cellar, and abundant storage. Outside, you'll enjoy a covered front porch, expansive rear deck with gazebo, relaxing hot tub, fire pit, storage shed, and a detached double garage with power, a newer floor, parking for two vehicles, and a finished loft complete with two insulated rooms separated by French doors-ideal for a home office, studio, hobby space, "man cave" or additional storage. Additional updates include blown-in insulation, asphalt shingles (2017), steel roof (2018), kitchen renovation (2016), and almost all windows updated, making this a rare opportunity to own a character-filled home with modern conveniences and exceptional versatility.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionStone, Vinyl Siding
BasementPartially Finished, Full
Lot Size66 × 122 Feet
CountyLennox & Addington
Annual Tax$3,048
Legal DescriptionPT LT 26 S/S DUNDAS ST PL 82 AS IN LA231226; GREATER NAPANEE

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeHeat Pump
CoolingWall Unit(s)

Features

Property Features

Hospital

Interior Features

Water Heater Owned

Security Features

Community Features

Location

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104 DUNDAS Street, Greater Napanee, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 104 DUNDAS Street W, Greater Napanee, ON K7R 2A1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Greater Napanee.

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Interest Rate5.25%
Down Payment$39,990 (6.2%)
* Minimum Canadian down payment required for this price is $39,990.
Amortization Period25 Years
Estimated Monthly Payment$3,635Based on a loan of $609,910 over 25 years.
Purchase Price$649,900
Loan Amount$609,910
Provincial Land Transfer Tax:$9,473
Total Estimated Closing Taxes:$9,473

About Purchasing a Home in Greater Napanee, ON

For a property listed at $649,900 in Greater Napanee, the legal minimum down payment is $39,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,473 for this transaction. As this listing is in Greater Napanee (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,473.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Greater Napanee.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$663,723

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.