186 Bridge Street, Greater Napanee, ON

$514,900
MLS#:X13547690
4 beds
2 baths
1500-2000 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 58 - Greater Napanee. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $514,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 66.56 x 132.61 ft lot
  • Features a walk-out, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Storage, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 186 Bridge Street West, a timeless century home full of warmth, character, and opportunity in the heart of Greater Napanee. Offering 1,793 sq. ft. of living space, this well-maintained home features 4 bedrooms, 2 bathrooms, and an attached garage, making it an ideal fit for growing families or buyers looking for extra space. Inside, you'll find generous principal rooms, original character throughout, and a functional layout that has stood the test of time. While many of the interior finishes remain original, the home has been lovingly cared for and provides an excellent opportunity to update at your own pace while preserving its classic charm. The unfinished walkout basement offers abundant storage and future development potential, while the large 66' x 133' in-town lot provides plenty of room for children, pets, gardening, or outdoor entertaining. Serviced by municipal water and sewer and zoned R4, this property also offers added flexibility for future possibilities (buyer to verify intended use).Conveniently located within walking distance to downtown shops, restaurants, schools, parks, and the hospital, you'll enjoy the perfect blend of historic character and everyday convenience. Whether you're searching for your forever family home or a property with long-term potential, 186 Bridge Street West is ready for its next chapter.

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Property Summary

This detached home located at 186 Bridge Street, Greater Napanee is currently for sale and has been available on SousaSells for 2 days. This property is listed at $514,900 with an estimated mortgage of $1,714* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 186 Bridge Street, Greater Napanee is in the 58 - Greater Napanee neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/10/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementWalk-Out, Unfinished
Lot Size66.56 × 132.61 Feet
CountyLennox & Addington
Annual Tax$2,540
Legal DescriptionLT 40 S/S BRIDGE ST PL 30; PT LT 3 E/S UNION ST PL 30 PT 129R6814; GREATER NAPANEE (As per Geowarehouse)

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Library, Park, Place Of Worship, Rec./Commun.Centre, School

Interior Features

Primary Bedroom - Main Floor, Storage, Water Heater, Water Heater Owned

Security Features

Community Features

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Location

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186 Bridge Street, Greater Napanee, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 186 Bridge Street W, Greater Napanee, ON K7R 2E4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Greater Napanee.

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Interest Rate4.00%
Down Payment$154,470 (30.0%)
* Minimum Canadian down payment required for this price is $26,490.
Amortization Period30 Years
Estimated Monthly Payment$1,714Based on a loan of $360,430 over 30 years.
Purchase Price$514,900
Loan Amount$360,430
Provincial Land Transfer Tax:$6,773
Total Estimated Closing Taxes:$6,773

About Purchasing a Home in Greater Napanee, ON

For a property listed at $514,900 in Greater Napanee, the legal minimum down payment is $26,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,773 for this transaction. As this listing is in Greater Napanee (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,773.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Greater Napanee.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$633,383

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.