123 Crosthwaite Avenue, Hamilton, ON

$489,000
MLS#:X13558996
3 beds
2 baths
700-1100 sqft
1.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Homeside. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $489,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 25 x 100 ft lot
  • Features a separate entrance, finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available
  • Notable attributes: In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 123 Crosthwaite Avenue North, a charming detached home nestled in Hamilton's sought-after Homeside neighbourhood. Offering 2+1 bedrooms and 2 full bathrooms, this inviting property combines character, flexibility, and convenience, making it an excellent choice for families, first-time buyers, or investors.The versatile layout includes in-law suite potential, providing an ideal setup for extended family, guests, or additional living space. Outside, you'll find a private driveway, a fully fenced yard, and a beautiful mature lot that offers privacy and room to relax, entertain, or garden.Perfectly situated just steps from the vibrant shops, restaurants, cafés, and markets along Ottawa Street, you'll love having one of Hamilton's most beloved destinations right at your doorstep. Enjoy being just minutes from Gage Park, schools, parks, and major transit routes, making commuting and everyday errands effortless.Families will appreciate the excellent selection of Public, Catholic, and French Immersion schools within the immediate area, all part of a welcoming, well-connected community known for its strong neighbourhood spirit.Whether you're looking for a place to call home or a property with multi-generational living potential, this Homeside gem offers exceptional value in one of Hamilton's most convenient and community-focused locations.

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Property Summary

This detached home located at 123 Crosthwaite Avenue, Hamilton is currently for sale and has been available on SousaSells for 4 days. This property is listed at $489,000 with an estimated mortgage of $1,628* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 123 Crosthwaite Avenue, Hamilton is in the Homeside neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/13/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionAluminum Siding, Brick
BasementSeparate Entrance, Finished with Walk-Out
Lot Size25 × 100 Feet
CountyHamilton
Annual Tax$3,078.48
Legal DescriptionLT 64, PL 491 CITY OF HAMILTON

Parking & Garage

Parking Spaces1.0
Garage Spaces1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

School, Park, Public Transit

Interior Features

In-Law Capability

Security Features

Community Features

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Location

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123 Crosthwaite Avenue, Hamilton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 123 Crosthwaite Avenue N, Hamilton, ON L8H 4V4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

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Interest Rate4.00%
Down Payment$146,700 (30.0%)
* Minimum Canadian down payment required for this price is $24,450.
Amortization Period30 Years
Estimated Monthly Payment$1,628Based on a loan of $342,300 over 30 years.
Purchase Price$489,000
Loan Amount$342,300
Provincial Land Transfer Tax:$6,255
Total Estimated Closing Taxes:$6,255

About Purchasing a Home in Hamilton, ON

For a property listed at $489,000 in Hamilton, the legal minimum down payment is $24,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,255 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,255.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Homeside, Hamilton.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$533,305

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

W H Ballard
Public801 Dunsmure Road, Homeside, Hamilton, Ontario, L8H 1H9
3.7
Queen Mary
Public1292 Cannon Street East, Crown Point East, Hamilton, Ontario, L8H 1V6
3.9
St John the Baptist
Public115 London Street South, Delta East, Hamilton, Ontario, L8K 2G6
5.8
Viscount Montgomery
Public1525 Lucerne Avenue, Glenview West, Hamilton, Ontario, L8K 1R3
6.6
Holy Name of Jesus
Public181 Belmont Avenue, Crown Point West, Hamilton, Ontario, L8L 7M5
4.0

Secondary Schools

Sir Winston Churchill
Public1715 Main Street East, Normanhurst, Hamilton, Ontario, L8H 1E3
2.4
Bernie Custis
Public1055 King Street East, Stipeley, Hamilton, Ontario, L8M 1C3
2.2
Sherwood
Public25 High Street, Sherwood, Hamilton, Ontario, L8T 3Z4
4.4

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.