146 Ottawa Street, Hamilton, ON

$747,000
MLS#:X13658972
3 beds
2 baths
1100-1500 sqft
1.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of Delta. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $747,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 29.79 x 99 ft lot
  • Features a separate entrance, walk-up, finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 1.0 total parking spaces available
  • Notable attributes: In-Law Suite
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Fall in love with the timeless character of this bright, beautifully updated 2-storey brick home, where classic charm meets modern living. Exceptional curb appeal with an inviting covered front porch, new stone patio, steps & landing (2023), new front door & railing (2025), and beautiful perennial gardens.Inside, bamboo flooring in the kitchen and hardwood on the 2nd floor complement the home's character. The open-concept kitchen features pot lights, stylish two-tone cabinetry, granite breakfast bar, new sink & faucet and dishwasher (2026), overlooking the bright dining room. The spacious living room is perfect for entertaining or relaxing, while the main-floor laundry includes a new washer & dryer (2026).The 2nd floor offers 3 spacious bedrooms, including a generous primary with newer window (2021), plus a beautifully renovated 4-piece bath with new vanity & lighting (2026). The finished 3rd-floor loft offers versatile space for a teen retreat, home office, studio or guest room.The fully finished basement suite with separate entrance features a modern kitchen (2020), living area and 4-piece bath-ideal for extended or multi-generational family living. The fully fenced backyard offers a spacious deck overlooking a relaxing fountain, lower deck with gazebo (2022) and storage shed.Steps to Gage Park and the vibrant Ottawa Street shopping district, with its popular cafés, restaurants and boutiques. Conveniently located near schools, parks and public transit, with future LRT stops planned at Ottawa Street and Gage Park. Enjoy exceptional walkability and a vibrant, family-friendly lifestyle in one of Hamilton's most sought-after neighbourhoods.

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Property Summary

This detached home located at 146 Ottawa Street, Hamilton is currently for sale and has been available on SousaSells for 0 days. This property is listed at $747,000 with an estimated mortgage of $2,486* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 146 Ottawa Street, Hamilton is in the Delta neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Delta, Hamilton.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Hamilton.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/10/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2 1/2 Storey
ConstructionBrick
BasementSeparate Entrance, Walk-Up, Finished, Full
Lot Size29.79 × 99 Feet
CountyHamilton
Annual Tax$4,313.54
Legal DescriptionPT LT 5, CON 3 BARTON, AS IN VM161807, S/T VW161807; HAMILTON

Parking & Garage

Parking Total1.0
Parking Space1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Fenced Yard
  • Park
  • Sloping
  • Public Transit
  • School

Interior Features

  • In-Law Suite

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 146 Ottawa Street, Hamilton, ON

Q.What is the asking price for 146 Ottawa Street, Hamilton, ON ?

The current listing price for 146 Ottawa Street, Hamilton, ON in Delta, Hamilton is $747,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 146 Ottawa Street, Hamilton, ON ?

146 Ottawa Street, Hamilton, ON is a Detached (2 1/2 Storey) featuring a Separate Entrance, Walk-Up, Finished, Full basement.

Q.What key property features does 146 Ottawa Street, Hamilton, ON offer?

Key property features include: Fenced Yard, Park, Sloping, Public Transit, School.

Q.What interior features are included in this home?

Interior highlights include: In-Law Suite.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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146 Ottawa Street, Hamilton, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 146 Ottawa Street S, Hamilton, ON L8K 2E4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

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Interest Rate4.00%
Down Payment$224,100 (30.0%)
* Minimum Canadian down payment required for this price is $49,700.
Amortization Period30 Years
Estimated Monthly Payment$2,486Based on a loan of $522,900 over 30 years.
Purchase Price$747,000
Loan Amount$522,900
Provincial Land Transfer Tax:$11,415
Total Estimated Closing Taxes:$11,415

About Purchasing a Home in Hamilton, ON

For a property listed at $747,000 in Hamilton, the legal minimum down payment is $49,700 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,415 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,415.

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Delta, Hamilton Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Delta, Hamilton.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$821,196

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Delta, Hamilton

Elementary Schools

St John the Baptist
Public115 London Street South, Delta East, Hamilton, Ontario, L8K 2G6
5.8
Queen Mary
Public1292 Cannon Street East, Crown Point East, Hamilton, Ontario, L8H 1V6
3.9
Holy Name of Jesus
Public181 Belmont Avenue, Crown Point West, Hamilton, Ontario, L8L 7M5
4.0
W H Ballard
Public801 Dunsmure Road, Homeside, Hamilton, Ontario, L8H 1H9
3.7
Notre-Dame
Public400 Cumberland Avenue, Blakeley, Hamilton, Ontario, L8M 2A2
3.8

Secondary Schools

Bernie Custis
Public1055 King Street East, Stipeley, Hamilton, Ontario, L8M 1C3
2.2
Sherwood
Public25 High Street, Sherwood, Hamilton, Ontario, L8T 3Z4
4.4
Sir Winston Churchill
Public1715 Main Street East, Normanhurst, Hamilton, Ontario, L8H 1E3
2.4

Delta, Hamilton Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.