20 Fairholt Road, Hamilton, ON

$549,900
MLS#:X13542928
4 beds
3 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of Stipley. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $549,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 20 x 107 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Floor Drain, Carpet Free, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Charming and centrally located, this 2.5-storey home sits in the heart of Hamilton's Stipley neighbourhood and has undergone extensive upgrades since 2019. Major improvements include a full electrical rewire, a completely renovated kitchen and main bathroom, new main-floor 2-piece bath, and a newly added 3-piece bath on the third floor. The attic has been insulated, drywalled, and properly vented, the water main upgraded to 3/4" copper, the garage reshingled, and the hardwood floors refinished. Furnace and AC were replaced in 2021 (owned), and in 2024 a new deck was installed along with a rebuilt south-side fence. Backflow valve installed in the main sewer line. A functional lane-access single-car garage provides parking and additional utility. The home blends modern comfort with the charm of its early 20th-century (1915) heritage. Its east-west orientation brings natural light into the spacious, updated kitchen, while the separate dining room and adjoining living room create an inviting space for entertaining. The covered front porch offers a welcoming spot to enjoy warm evenings and connect with neighbours. The second level features three bedrooms, with a fourth bedroom in the finished loft complete with its own 3-piece bath. This versatile space works beautifully as a primary suite, teen retreat, or family room. The backyard, with its wooden deck, is ideal for outdoor dining, gardening, or growing vegetables. The garage also presents an excellent opportunity for a home gym or workshop. 20 Fairholt Road North delivers exceptional value with all the major work already completed ... move in and enjoy.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/9/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2 1/2 Storey
ConstructionBrick
BasementFull, Unfinished
Lot Size20 × 107 Feet
CountyHamilton
Annual Tax$3,316
Legal DescriptionPT LT 15, PL 300 , AS IN AB294270 ; HAMILTON

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Cul de Sac/Dead End, Fenced Yard, Public Transit

Interior Features

Floor Drain, Carpet Free, Water Heater, Water Meter

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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20 Fairholt Road, Hamilton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 20 Fairholt Road N, Hamilton, ON L8M 2T1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

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Interest Rate5.25%
Down Payment$29,990 (5.5%)
* Minimum Canadian down payment required for this price is $29,990.
Amortization Period25 Years
Estimated Monthly Payment$3,098Based on a loan of $519,910 over 25 years.
Purchase Price$549,900
Loan Amount$519,910
Provincial Land Transfer Tax:$7,473
Total Estimated Closing Taxes:$7,473

About Purchasing a Home in Hamilton, ON

For a property listed at $549,900 in Hamilton, the legal minimum down payment is $29,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,473 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,473.

Nearby Listings

Distance:

No current listings found in Hamilton.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Stipley, Hamilton.

Verified Local Data
City Population785,184
City Median Age41.6 Yrs
City Ownership69% Owners
Avg Area List Price$652,524

People & Families

Age Distribution

Household Composition

One-person households
27%
Families with children
45%
Couples without children
27%
Other households
1%

Top Ethnic Origins

English21%
Scottish17%
Irish16%
Canadian13%

Local Schools Guide

Elementary Schools

Prince of Wales
Public77 Melrose Avenue North, Stipeley, Hamilton, Ontario, L8L 6X4
3.9
St Ann's
PublicSherman Avenue North, Stipeley, Hamilton, Ontario, L8L 0B8
5.6
Adelaide Hoodless
Public71 Maplewood Avenue, Blakeley, Hamilton, Ontario, L8M 1W7
6.8
Holy Name of Jesus
Public181 Belmont Avenue, Crown Point West, Hamilton, Ontario, L8L 7M5
4.0
Notre-Dame
Public400 Cumberland Avenue, Blakeley, Hamilton, Ontario, L8M 2A2
3.8

Secondary Schools

Bernie Custis
Public1055 King Street East, Stipeley, Hamilton, Ontario, L8M 1C3
2.2
Cathedral
Public30 Wentworth Street North, Gibson, Hamilton, Ontario, L8L 8H5
4.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied69%
Rented31%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.