Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of Stipley. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $549,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Charming and centrally located, this 2.5-storey home sits in the heart of Hamilton's Stipley neighbourhood and has undergone extensive upgrades since 2019. Major improvements include a full electrical rewire, a completely renovated kitchen and main bathroom, new main-floor 2-piece bath, and a newly added 3-piece bath on the third floor. The attic has been insulated, drywalled, and properly vented, the water main upgraded to 3/4" copper, the garage reshingled, and the hardwood floors refinished. Furnace and AC were replaced in 2021 (owned), and in 2024 a new deck was installed along with a rebuilt south-side fence. Backflow valve installed in the main sewer line. A functional lane-access single-car garage provides parking and additional utility. The home blends modern comfort with the charm of its early 20th-century (1915) heritage. Its east-west orientation brings natural light into the spacious, updated kitchen, while the separate dining room and adjoining living room create an inviting space for entertaining. The covered front porch offers a welcoming spot to enjoy warm evenings and connect with neighbours. The second level features three bedrooms, with a fourth bedroom in the finished loft complete with its own 3-piece bath. This versatile space works beautifully as a primary suite, teen retreat, or family room. The backyard, with its wooden deck, is ideal for outdoor dining, gardening, or growing vegetables. The garage also presents an excellent opportunity for a home gym or workshop. 20 Fairholt Road North delivers exceptional value with all the major work already completed ... move in and enjoy.
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Cul de Sac/Dead End, Fenced Yard, Public Transit
Floor Drain, Carpet Free, Water Heater, Water Meter
Carbon Monoxide Detectors, Smoke Detector
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This could be the first listing for this address.
Data-driven valuation for 20 Fairholt Road N, Hamilton, ON L8M 2T1
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.
About Purchasing a Home in Hamilton, ON
For a property listed at $549,900 in Hamilton, the legal minimum down payment is $29,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,473 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.