286 Spring Creek Drive, Hamilton, ON

$999,000
MLS#:X13527238
3 beds
3 baths
2000-2500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Waterdown. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $999,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 36.09 x 88.58 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this stunning 2,300 sq. ft. family home in the heart of Waterdown! Offering 3 spacious bedrooms, 3 bathrooms, and a versatile second-floor loft that can easily serve as a 4th bedroom, home office, or second living space, this home is designed to grow with your family. Step inside to a bright, open-concept layout featuring rich hardwood flooring, a cozy gas fireplace, and an abundance of natural light. The chef-inspired kitchen boasts stainless steel appliances, a large centre island, and plenty of workspace, flowing seamlessly into the dining area with walkout access to the spacious backyard-perfect for entertaining family and friends. Upstairs, the primary retreat offers a generous walk-in closet and a spa-like ensuite. Two additional bedrooms, a beautifully appointed 4-piece bathroom, convenient second-floor laundry, and the bonus loft complete the upper level. The unspoiled basement provides endless possibilities to create the space you've always envisioned. Complete with a double-car garage and ideally located to parks, schools, shopping, downtown Waterdown, and everyday amenities, this exceptional home offers the perfect combination of style, comfort, and convenience.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/6/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFull, Unfinished
Lot Size36.09 × 88.58 Feet
CountyHamilton
Annual Tax$6,300
Legal DescriptionLOT 26, PLAN 62M1222 SUBJECT TO AN EASEMENT IN GROSS AS IN WE1087538 TOGETHER WITH AN EASEMENT OVER PART OF LOT 27 PLAN 62M1222, PART 24 PLAN 62R20244 AS IN WE1105286 SUBJECT TO AN EASEMENT OVER PART 23 PLAN 62R20244 IN FAVOUR OF LOT 25 PLAN 62M1222 AS IN WE1105286 CITY OF HAMILTON

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard

Interior Features

None

Security Features

Community Features

Location

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286 Spring Creek Drive, Hamilton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 286 Spring Creek Drive, Hamilton, ON L8B 0Y5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

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Interest Rate5.25%
Down Payment$74,900 (7.5%)
* Minimum Canadian down payment required for this price is $74,900.
Amortization Period25 Years
Estimated Monthly Payment$5,507Based on a loan of $924,100 over 25 years.
Purchase Price$999,000
Loan Amount$924,100
Provincial Land Transfer Tax:$16,455
Total Estimated Closing Taxes:$16,455

About Purchasing a Home in Hamilton, ON

For a property listed at $999,000 in Hamilton, the legal minimum down payment is $74,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,455 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,455.

Nearby Listings

Distance:

No current listings found in Hamilton.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterdown, Hamilton.

Verified Local Data
City Population785,184
City Median Age41.6 Yrs
City Ownership69% Owners
Avg Area List Price$976,436

People & Families

Age Distribution

Household Composition

One-person households
27%
Families with children
45%
Couples without children
27%
Other households
1%

Top Ethnic Origins

English21%
Scottish17%
Irish16%
Canadian13%

Local Schools Guide

Elementary Schools

Guardian Angels
Public705 Centre Road, Waterdown, Hamilton, Ontario, L8N 2Z7
6.7
Flamborough Centre
Public922 Centre Road, Hamilton, Ontario, L8N 2Z7
6.0

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied69%
Rented31%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.