38 James Street, Hamilton, ON

$875,000
MLS#:X13543102
4 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Backsplit 4 detached located in the coveted neighborhood of Dundas. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $875,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 43.5 x 157.6 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Storage, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to the beautiful, charming town of Dundas! Experience the warmth of a welcoming town known for its local events, farmers' markets, and festivals. Within walking distance, you can stroll through the charming downtown filled with unique boutiques, cafés, and restaurants, or explore the nearby scenic trails, conservation areas, and breathtaking waterfalls. Nestled on a mature 43' x 157' lot, this 3+1 bedroom, 2 full bathroom home offers a wonderful blend of comfort and space. A spacious foyer with a double closet leads into the combined living and dining room, where a large front window overlooks the front yard. The eat-in kitchen boasts updated cabinetry, granite countertops, an undermount sink, stainless steel appliances, and a large bay window bringing in lots of natural light. Upstairs, you'll find three comfortable bedrooms and a 4-piece bathroom. The lower level offers even more living space with a spacious recreation room, a fourth bedroom, and a full bathroom with a shower-ideal for overnight guests, extended family, or a teenage retreat. The basement is impressive, featuring a bright laundry room complete with an abundance of white storage cabinetry, a built-in stainless steel sink, a countertop for folding, and deep freezer. A huge workshop/hobby room provides endless possibilities for DIY enthusiasts or additional storage. Outside, the beautifully landscaped property showcases stunning rock gardens in both the front and backyard, while the fenced yard offers plenty of green space for children or outdoor entertaining. The driveway accommodates two vehicles and is enhanced with an interlock brick border, complemented by a side walkway leading to both the side and rear patios. Other updates: furnace (2020), hot water tank (2020), 100-amp breaker panel, backflow water valve, and some updated windows. This home truly offers the perfect balance of small-town charm, natural beauty, and everyday convenience.

Upcoming Open Houses

Saturday, July 11, 20262:00 PM - 4:00 PMPublic
Sunday, July 12, 20262:00 PM - 4:00 PMPublic

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Property Summary

This detached home located at 38 James Street, Hamilton is currently for sale and has been available on SousaSells for 2 days. This property is listed at $875,000 with an estimated mortgage of $2,913* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 38 James Street, Hamilton is in the Dundas neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/9/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBacksplit 4
ConstructionBrick
BasementFull, Finished
Lot Size43.5 × 157.6 Feet
CountyHamilton
Annual Tax$6,052.45
Legal DescriptionPT LT 2, BLK 27, PL 1443 , PT LT 3, BLK 27, PL 1443 , PART 1, 62R1848 ; DUNDAS CITY OF HAMILTON

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, School Bus Route, Public Transit, Rec./Commun.Centre, Other, Golf

Interior Features

Storage, Water Heater

Security Features

Community Features

Virtual Tours

Location

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38 James Street, Hamilton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 38 James Street, Hamilton, ON L9H 2J6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

Configure Loan Settings

Interest Rate4.00%
Down Payment$262,500 (30.0%)
* Minimum Canadian down payment required for this price is $62,500.
Amortization Period30 Years
Estimated Monthly Payment$2,913Based on a loan of $612,500 over 30 years.
Purchase Price$875,000
Loan Amount$612,500
Provincial Land Transfer Tax:$13,975
Total Estimated Closing Taxes:$13,975

About Purchasing a Home in Hamilton, ON

For a property listed at $875,000 in Hamilton, the legal minimum down payment is $62,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,975 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,975.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Dundas, Hamilton.

Verified Local Data
City Population785,184
City Median Age41.6 Yrs
City Ownership69% Owners
Avg Area List Price$1,087,356

People & Families

Age Distribution

Household Composition

One-person households
27%
Families with children
45%
Couples without children
27%
Other households
1%

Top Ethnic Origins

English21%
Scottish17%
Irish16%
Canadian13%

Local Schools Guide

Elementary Schools

Canadian Martyrs
Public1355 Main Street West, Ainslie Wood East, Hamilton, Ontario, L8S 4M7
3.2
Mountview
Public59 Karen Crescent, Mountview, Hamilton, Ontario, L9C 5M5
5.6
St Teresa of Avila
Public171 San Remo Drive, Mountview, Hamilton, Ontario, L9C 6P8
4.9
Holbrook
Public450 Sanatorium Road, Westcliffe West, Hamilton, Ontario, L9C 2B1
6.3

Secondary Schools

Westdale
Public700 Main Street West, Westdale South, Hamilton, Ontario, L8S 1A5
6.7
Sir Allan MacNab
Public145 Magnolia Drive, Fessenden, Hamilton, Ontario, L9C 5P4
3.8

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied69%
Rented31%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.