634 Upper James Street, Hamilton, ON

$1,599,000
MLS#:X13553004
0 beds
2 baths
Commercial
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Property Highlights

Welcome to this remarkable commercial retail located in the coveted neighborhood of Bonnington. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $1,599,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 2 Bathrooms
  • Premium 45 x 88.75 ft lot size
  • equipped with yes central cooling and highly efficient gas forced air closed heating

Description

Exceptional opportunity to own a fully renovated mixed-use Commercial/Residential (Zoned C2) building positioned on one of the busiest cornersin Hamilton on Upper James Street. This high-exposure property sits at the heart of the rapidly expanding Hamilton Mountain growth corridor,ensuring continued development, strong demand, and long-term value. Strategically located directly across from a major retail plaza anchoredby Walmart, Shoppers Drug Mart, and LCBO, the property benefits from constant vehicle and pedestrian traffic. Minutes to the Linc Parkway forquick highway access, and close to St. Joseph's Healthcare and Mohawk College, further driving consistent daily traffic. Originally constructed asa solid concrete bank building, the property has been extensively renovated and is in pristine condition. The versatile layout is well-suited for awide range of commercial uses (such as medical clinic, day care, office, retail, and restaurant to name a few) and features a fully finished lowerlevel, secondary entrance, and convenient rear parking. Additional revenue opportunity with an owned Trivision billboard on this high-visibilitycorner, generating steady advertising income. Zoned C2, allowing for potential future expansion up to 11m (36 ft) above the existing structure ,adding significant redevelopment upside. Full details available in the 3D virtual tour.

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Property Summary

This commercial retail located at 634 Upper James Street, Hamilton is currently for sale and has been available on SousaSells for 1 day. This property is listed at $1,599,000 with an estimated mortgage of $5,322* per month. It has 0 beds, 2 bathrooms, and is unknown square feet. 634 Upper James Street, Hamilton is in the Bonnington neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bathrooms
2
Property Type
Commercial

Additional Details

StatusActive
Listed Date7/11/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCommercial Retail
Lot Size45 × 88.75 Feet
CountyHamilton
Annual Tax$13,420
Legal DescriptionLT 1, PL 540 , EXCEPT AB4390 ; HAMILTON

Parking & Garage

Garage Spaces6
Garage TypeNone

Heating & Cooling

Heat TypeGas Forced Air Closed
CoolingYes

Features

Property Features

Interior Features

Security Features

No

Community Features

Major Highway, Public Transit

Location

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634 Upper James Street, Hamilton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 634 Upper James Street, Hamilton, ON L9C 2Z2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

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Interest Rate4.00%
Down Payment$479,700 (30.0%)
* Minimum Canadian down payment required for this price is $319,800.
Amortization Period30 Years
Estimated Monthly Payment$5,322Based on a loan of $1,119,300 over 30 years.
Purchase Price$1,599,000
Loan Amount$1,119,300
Provincial Land Transfer Tax:$28,455
Total Estimated Closing Taxes:$28,455

About Purchasing a Home in Hamilton, ON

For a property listed at $1,599,000 in Hamilton, the legal minimum down payment is $319,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $28,455 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $28,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Bonnington, Hamilton.

Verified Local Data
City Population785,184
City Median Age41.6 Yrs
City Ownership69% Owners
Avg Area List Price$739,463

People & Families

Age Distribution

Household Composition

One-person households
27%
Families with children
45%
Couples without children
27%
Other households
1%

Top Ethnic Origins

English21%
Scottish17%
Irish16%
Canadian13%

Local Schools Guide

Elementary Schools

Buchanan Park
Public30 Laurier Avenue, Buchanan, Hamilton, Ontario, L9C 3R9
3.8
Sts Peter & Paul
Public49 Fennell Avenue East, Balfour, Hamilton, Ontario, L9A 1R5
6.4
Norwood Park
PublicBalfour, Hamilton, Ontario
8.4
Monseigneur-de-Laval
Public135 Bendamere Avenue, Buchanan, Hamilton, Ontario, L9C 1N4
4.9
Queensdale
Public67 Queensdale Avenue East, Centremount, Hamilton, Ontario, L9A 1K4
6.6

Secondary Schools

Westmount
Public39 Montcalm Drive, Rolston, Hamilton, Ontario, L9C 4B1
7.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied69%
Rented31%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.