94 Howard Avenue, Hamilton, ON

$679,999
MLS#:X13520404
3 beds
3 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Balfour. Expertly crafted featuring premium brick and other construction, this residence presents an exceptional opportunity offered at $679,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 50 x 103 ft lot
  • Features a apartment, separate entrance, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Accessory Apartment, In-Law Suite
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

94 Howard Avenue is a welcoming two-storey home that balances everyday comfort with modern updates throughout. Conveniently located in one of Hamilton's most connected Central Mountain neighbourhoods with easy access to all your needs and nicely set-up with an IN-LAW SUITE! The main level greets you with a bright and spacious living room, tastefully renovated kitchen plus dining area with walkout to the yard. Head upstairs to a beautifully redesigned bedroom level where the primary bedroom connects to a dressing room that displays a sleek glass marble shower ensuite and integrated laundry area, making daily routines effortless. Also including the 2nd bedroom and stylish 2-pc bathroom. The basement level adds a valuable feature to the home, suited for separate living as a teen retreat, in-law suite/separate apartment, or the extra space your family has been waiting for. Offering a 2ndkitchen, bedroom, 3-pc bathroom, laundry and living room. Outside, a private backyard waits you with enough space for kids or dogs to run and play, premium hot tub (2024) sheltered by a gazebo, and a hydro-equipped garden shed. This 50ft wide property allows for the double-wide driveway parking for 4 vehicles. Enjoy the benefit of a high walk score only a short walk to Mohawk College, shopping, public transit, easy highway access and everything Upper James has to offer.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed DateInvalid Date
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Other
BasementApartment, Separate Entrance, Finished
Lot Size50 × 103 Feet
CountyHamilton
Annual Tax$4,433
Legal DescriptionLT 91, PL 551; HAMILTON

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Cul de Sac/Dead End, Fenced Yard, Public Transit, School

Interior Features

Accessory Apartment, In-Law Suite

Security Features

Community Features

Location

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94 Howard Avenue, Hamilton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 94 Howard Avenue, Hamilton, ON L9A 2W5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

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Interest Rate5.25%
Down Payment$43,000 (6.3%)
* Minimum Canadian down payment required for this price is $43,000.
Amortization Period25 Years
Estimated Monthly Payment$3,796Based on a loan of $636,999 over 25 years.
Purchase Price$679,999
Loan Amount$636,999
Provincial Land Transfer Tax:$10,075
Total Estimated Closing Taxes:$10,075

About Purchasing a Home in Hamilton, ON

For a property listed at $679,999 in Hamilton, the legal minimum down payment is $43,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,075 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,075.

Nearby Listings

Distance:

No current listings found in Hamilton.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Balfour, Hamilton.

Verified Local Data
City Population785,184
City Median Age41.6 Yrs
City Ownership69% Owners
Avg Area List Price$680,151

People & Families

Age Distribution

Household Composition

One-person households
27%
Families with children
45%
Couples without children
27%
Other households
1%

Top Ethnic Origins

English21%
Scottish17%
Irish16%
Canadian13%

Local Schools Guide

Elementary Schools

Norwood Park
PublicBalfour, Hamilton, Ontario
8.4
Sts Peter & Paul
Public49 Fennell Avenue East, Balfour, Hamilton, Ontario, L9A 1R5
6.4
Ridgemount
Public65 Hester Street, Greeningdon, Hamilton, Ontario, L9A 2N3
5.3
Buchanan Park
Public30 Laurier Avenue, Buchanan, Hamilton, Ontario, L9C 3R9
3.8
Queensdale
Public67 Queensdale Avenue East, Centremount, Hamilton, Ontario, L9A 1K4
6.6

Secondary Schools

Westmount
Public39 Montcalm Drive, Rolston, Hamilton, Ontario, L9C 4B1
7.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied69%
Rented31%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.