97 Smith Road, Hamilton, ON

$1,550,000
MLS#:X13551930
6 beds
5 baths
3500-5000 sqft
16.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey farm located in the coveted neighborhood of Rural Stoney Creek. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $1,550,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 5 Bathrooms with 2 functional kitchens
  • Generous living space spanning 3500-5000 sqft on a premium 253.54 x 346.57 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 16.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Accessory Apartment, Carpet Free, In-Law Suite
  • equipped with central air central cooling and highly efficient heat pump heating via propane

Description

Discover a property where space, flexibility and opportunity come together on an impressive 1.5-acre lot in Stoney Creek. Designed for those who need room to live, work and grow, this unique home offers versatile living spaces and an incredible oversized indoor garage and workshop. Ideal for hobbyists, car enthusiasts, tradespeople or those looking for substantial storage and workspace, the possibilities here are endless. The property also features a separate in-law suite complete with its own kitchen, bathrooms and private living areas, offering an ideal setup for multi-generational families, extended guests or additional living accommodations. The main residence is spacious and functional, featuring five bedrooms and four bathrooms with generous living areas designed for both comfortable everyday living and entertaining. Step outside and enjoy multiple decks, a fenced yard and the privacy and space offered by this expansive 1.5 acre property. A truly unique opportunity for buyers searching for more than just a home. This is a property designed to adapt to your lifestyle, your family and your future.

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Property Summary

This farm located at 97 Smith Road, Hamilton is currently for sale and has been available on SousaSells for 1 day. This property is listed at $1,550,000 with an estimated mortgage of $5,159* per month. It has 6 beds, 5 bathrooms, and is 3500-5000 square feet. 97 Smith Road, Hamilton is in the Rural Stoney Creek neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
6
Bathrooms
5
Kitchens
2
Living Area
3500-5000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/10/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeFarm
Architectural Style2-Storey
ConstructionStucco (Plaster)
BasementFull, Unfinished
Lot Size253.54 × 346.57 Feet
CountyHamilton
Annual Tax$6,935
Legal DescriptionCON 4 PT LOT 1 SLT SC RP 62R14587 PART 1

Parking & Garage

Parking Spaces16.0
Garage Spaces10
Garage TypeAttached

Heating & Cooling

Heat SourcePropane
Heat TypeHeat Pump
CoolingCentral Air

Features

Property Features

Fenced Yard, Greenbelt/Conservation

Interior Features

Accessory Apartment, Carpet Free, In-Law Suite, Propane Tank, Storage Area Lockers, Sump Pump, Water Heater, Workbench

Security Features

Community Features

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Location

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97 Smith Road, Hamilton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 97 Smith Road, Hamilton, ON L8J 2Z2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Hamilton.

Configure Loan Settings

Interest Rate4.00%
Down Payment$465,000 (30.0%)
* Minimum Canadian down payment required for this price is $310,000.
Amortization Period30 Years
Estimated Monthly Payment$5,159Based on a loan of $1,085,000 over 30 years.
Purchase Price$1,550,000
Loan Amount$1,085,000
Provincial Land Transfer Tax:$27,475
Total Estimated Closing Taxes:$27,475

About Purchasing a Home in Hamilton, ON

For a property listed at $1,550,000 in Hamilton, the legal minimum down payment is $310,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $27,475 for this transaction. As this listing is in Hamilton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $27,475.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Stoney Creek, Hamilton.

Verified Local Data
City Population785,184
City Median Age41.6 Yrs
City Ownership69% Owners
Avg Area List Price$1,915,441

People & Families

Age Distribution

Household Composition

One-person households
27%
Families with children
45%
Couples without children
27%
Other households
1%

Top Ethnic Origins

English21%
Scottish17%
Irish16%
Canadian13%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied69%
Rented31%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.