29 Oak Street, Havelock-Belmont-Methuen, ON

$399,900
MLS#:X13567500
3 beds
3 baths
1500-2000 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Havelock. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $399,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 66 x 132 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient carport configuration
  • Notable attributes: Storage, Workbench
  • Efficient forced air heating via gas

Description

Welcome to the kind of home where neighbours wave and small-town living feels like home. Located in the heart of Havelock, this charming two-storey home offers space, comfort, and a lifestyle you'll love. Inside, you'll find 3 bedrooms, 1 full bath, and 2 half baths. The main floor features an eat-in kitchen, formal dining room, large living room with high ceilings, cozy family room, and the convenience of main floor laundry and 2 piece bath. The basement includes a finished rec room for movie nights, hobbies, or a play area, along with plenty of storage. Upstairs, the primary bedroom offers a private 2-piece ensuite, while the main bathroom features double sinks, a separate tub, and shower. Outside, enjoy the low-maintenance metal roof and vinyl siding, plus a carport, wrap-around deck, backyard shed, and a spacious yard which is perfect for relaxing or entertaining. Everything that makes Havelock such a wonderful place to call home is within walking distance, including local shops, restaurants, the public school, park, splash pad, arena, and ball diamond. Nature lovers will appreciate being just steps from the Mathison Property, a 250-acre natural area with scenic forest walking trails and wetlands. Havelock offers the best of small-town living while remaining close to larger centres. Peterborough is just 30 minutes away for shopping, healthcare, and entertainment, while Campbellford (which also has a hospital), Norwood, Hastings, and Marmora are all nearby. The GTA is approximately two hours away, making this an ideal location for those seeking a quieter lifestyle without being too far from the city. If you're looking for a welcoming community and a home with room to grow, 29 Oak Street is ready to welcome you!

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Property Summary

This detached home located at 29 Oak Street, Havelock-Belmont-Methuen is currently for sale and has been available on SousaSells for 3 days. This property is listed at $399,900 with an estimated mortgage of $1,331* per month. It has 3 beds, 3 bathrooms, and is 1500-2000 square feet. 29 Oak Street, Havelock-Belmont-Methuen is in the Havelock neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/15/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementPartially Finished
Lot Size66 × 132 Feet
CountyPeterborough
Annual Tax$2,177
Legal DescriptionLT 328 PL 16 HAVELOCK; HAVELOCK-BELMONT-METHUEN

Parking & Garage

Parking Total2.0
Parking Space1
Garage TypeCarport

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Interior Features

Storage, Workbench

Security Features

Community Features

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Location

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29 Oak Street, Havelock-Belmont-Methuen, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 29 Oak Street, Havelock-Belmont-Methuen, ON K0L 1Z0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Havelock-Belmont-Methuen.

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Interest Rate4.00%
Down Payment$119,970 (30.0%)
* Minimum Canadian down payment required for this price is $19,995.
Amortization Period30 Years
Estimated Monthly Payment$1,331Based on a loan of $279,930 over 30 years.
Purchase Price$399,900
Loan Amount$279,930
Provincial Land Transfer Tax:$4,474
Total Estimated Closing Taxes:$4,474

About Purchasing a Home in Havelock-Belmont-Methuen, ON

For a property listed at $399,900 in Havelock-Belmont-Methuen, the legal minimum down payment is $19,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,474 for this transaction. As this listing is in Havelock-Belmont-Methuen (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,474.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Havelock, Havelock-Belmont-Methuen.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$536,703

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.