1097 Swirlingleaves Lane, Highlands East, ON

$375,000
MLS#:X13605146
4 beds
0 baths
1100-1500 sqft
5.0 parking
Residential Freehold
Loading property media...

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Cardiff Ward. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $375,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 0 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 135 x 354.38 ft lot
  • 5.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor
  • Efficient other heating via wood

Description

THIS WATERFRONT 3 SEASON COTTAGE IS LOCATED ON EELS LAKE! A GORGEOUS WESTERN EXPOSURE. STUNNING PANORAMIC SUNSETS WILL TAKE YOUR BREATH AWAY! A ONE ACRE FREEHOLD PROPERTY SITTING DIRECTLY ON THE WATER! NATURE AT ITS BEST! A PRIVATE SETTING WHERE DREAMS COME TRUE! A WONDERFUL PLACE TO SHARE WHEN FAMILY, FRIENDS & NEIGHBOURS COME TO VISIT AND ENJOY! GREAT FOR BOATING, WATER SKIING, TUBING, FISHING AND MORE. THE CLEAN WEEDFREE SHORELINE IS A SWIMMER'S HAVEN! THE INTERIOR OF THE COTTAGE IS AN OPEN CONCEPT DESIGN FOR THE KITCHEN, LIVING ROOM AND DINING AREA. THERE ARE FOUR BEDROOMS. THERE IS ALSO A FIFTH ROOM AT THE BACK THAT PROVIDES PLENTY OF SPACE TO BUILD A NEW FOUR PIECE BATHROOM AND LAUNDRY AREA. TWO NEW EXTERIOR DOORS WILL BE INSTALLED BEFORE CLOSING. ALL FURNITURE CURRENTLY ON SITE IS INCLUDED. THE PROPERTY IS ASSESSIBLE DURING THE WINTER MONTHS VIA ATV OR SNOW MOBILE. ALL AMMENITIES ARE AVAILABLE IN NEARBY BANCROFT. CURRENTLY THERE IS NO SEPTIC TANK ON SITE. THERE IS HOWEVER A VERY INVITING OUTHOUSE. A WELL COULD EASILY BE INSTALLED OR AN INTAKE LINE MAY BE ANOTHER OPTION TO CONSIDER. PEACEFUL SERENITY ENVELOPES YOU AS YOU DRIVE ALONG SWIRLINGLEAVES LANE TO THE PROPERTY. IT'S A FEELING WORDS DON'T ADEQUATELY DESCRIBE. COME TAKE A LOOK AND IMAGINE BUILDING YOUR MEMORIES AND LIVING YOUR DREAM!

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Property Summary

This detached home located at 1097 Swirlingleaves Lane, Highlands East is currently for sale and has been available on SousaSells for 8 days. This property is listed at $375,000 with an estimated mortgage of $1,248* per month. It has 4 beds, 0 bathrooms, and is 1100-1500 square feet. 1097 Swirlingleaves Lane, Highlands East is in the Cardiff Ward neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 0 bathroom, this home offers ample space and comfort for growing families in Cardiff Ward, Highlands East.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 1100-1500 sqft of generous functional square footage
  • Desirable Detached architecture in Cardiff Ward, Highlands East
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Cardiff Ward, Highlands East.

Target Buyer Match

Key Features

Bedrooms
4
0
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/21/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionWood
BasementNone
Lot Size135 × 354.38 Feet
CountyHaliburton
Annual Tax$2,691.07
Legal DescriptionCON 5 PT LT 8 PLAN 473 LOT 2 RP19R-4461 PART 2: HIGHLANDS EAST

Parking & Garage

Parking Total5.0
Parking Space5
Garage TypeNone

Heating & Cooling

Heat SourceWood
Heat TypeOther
CoolingNone

Features

Property Features

  • Waterfront

Interior Features

  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 1097 Swirlingleaves Lane, Highlands East, ON

Q.What is the asking price for 1097 Swirlingleaves Lane, Highlands East, ON ?

The current listing price for 1097 Swirlingleaves Lane, Highlands East, ON in Cardiff Ward, Highlands East is $375,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 0 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 1097 Swirlingleaves Lane, Highlands East, ON ?

1097 Swirlingleaves Lane, Highlands East, ON is a Detached (Bungalow) featuring a None basement.

Q.What key property features does 1097 Swirlingleaves Lane, Highlands East, ON offer?

Key property features include: Waterfront.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Wood and cooling via None.

Virtual Tour & 3D Walkthrough

Virtual 360° Walkthrough & Live Video Tour

Request a live agent video tour or get 3D virtual walkthrough access for 1097 Swirlingleaves Lane, Highlands East, ON .

Location

Initializing map...
1097 Swirlingleaves Lane, Highlands East, ON

Google Street View

Open in Google Maps
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1097 Swirlingleaves Lane, Highlands East, ON K0L 1C0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Highlands East.

Configure Loan Settings

Interest Rate4.00%
Down Payment$112,500 (30.0%)
* Minimum Canadian down payment required for this price is $18,750.
Amortization Period30 Years
Estimated Monthly Payment$1,248Based on a loan of $262,500 over 30 years.
Purchase Price$375,000
Loan Amount$262,500
Provincial Land Transfer Tax:$4,100
Total Estimated Closing Taxes:$4,100

About Purchasing a Home in Highlands East, ON

For a property listed at $375,000 in Highlands East, the legal minimum down payment is $18,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,100 for this transaction. As this listing is in Highlands East (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,100.

Similar Listings in Cardiff Ward, Highlands East

Explore all Just Listed Homes in Highlands East

Cardiff Ward, Highlands East Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Cardiff Ward, Highlands East.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$925,817

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Cardiff Ward, Highlands East

Elementary Schools

No elementary schools data loaded.

Secondary Schools

No secondary schools data loaded.

Cardiff Ward, Highlands East Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.